Rowan County property record for 4455 Clearfork N, Morehead, KY 40351
| Property Type | General Agricultural/Rural |
|---|---|
| Lot Size | 190 acres (8,276,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,000 (Oct 2016) |
| Tax Bill | $251 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 039-00 00 002.00 |
| Primary APN | 039-00 00 002.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,276,400 sqft (190 acres) |
|---|
| Account Number | 2717 |
|---|---|
| Street Address | 4455 CLEARFORK N |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8127 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | 190 A+- & BARN HEAD OF CLEARFORK |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 950100 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4455 CLEARFORK N, MOREHEAD, KY 40351-8127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2016 · Amount on Record |
| Deed Sale | Oct 12, 2016 · Amount on Record |
| Deed Document Number | 402312 |
| Deed Book / Page | D261 / 500 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 4455 CLEARFORK N, MOREHEAD, KY 40351-8127 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2022 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 00A454/622 |
|---|---|
| Date | Nov 9, 2022 |
| Book Page | A454/622 |
| Instrument | 2019761 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $251.00 (-1.95%) | $29,700 (-) Land $27,200 Building $2,500 | $233,000 (-) Land $230,500 Building $2,500 |
| 2023 | $256.00 | $29,700 Land $27,200 Building $2,500 | $233,000 Land $230,500 Building $2,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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