4455 Cedar Rd, Delta, CO 81416 Property Records

Montrose County property record for 4455 Cedar Rd, Delta, CO 81416

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,344 sqft · built 1980
Lot Size	16.7 acres (727,452 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Aug 1994)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Nov 2015 Sale
Flood Zone	Zone D (undetermined)
APN	`3725-054-00-009`

Property Details

APN / Parcel Number

Primary APN	`3725-054-00-009`
Alternative APN	`R0006346`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Heated Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Mobile Home
Lot Area	727,452 sqft (16.7 acres)
Shed	1 Shed
Shed Area	500 sqft
Utility Building	960 sqft

Location & Zoning

Account Number	R0006346
Street Address	4455 CEDAR RD
City	DELTA
State	CO
Zip	81416-9447
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S: 5 T: 50 R: 11 S2SW4SE4 5-50-11
Legal Range	11
Legal Township	50
Legal Section	05
Jurisdiction	MONTROSE CO
Township / Civil Division	OLATHE
Census Block Group	2
Census Block	2056
Census Tract	966201

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4455 CEDAR RD, DELTA, CO 81416-9447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Nov 18, 2015	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 1994 · Amount on Record
Deed Sale	Aug 2, 1994 · Amount on Record
Prior Sale	Apr 14, 1989 · Amount on Record
Deed Book / Page	883 / 1
Last Transfer Date	Nov 13, 2015
Transfer Doc	0000870438
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jul 16, 2018
Property Address	4455 CEDAR RD, DELTA, CO 81416-9447
Document Number	0000704665
Instrument Date	Jul 13, 2018
Instrument	704665
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4455 CEDAR RD, DELTA, CO 81416-9447

Mortgage

Document Number	0000704666
Date	Jul 16, 2018
Instrument	704666

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

November 2015: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MONTROSE CO
Recording Date	Nov 18, 2015
Property Address	4455 CEDAR RD, DELTA, CO 81416-9447
Document Number	0000870438
Instrument Date	Nov 13, 2015
Instrument	870438
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4455 CEDAR RD, DELTA, CO 81416-9447

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4455 CEDAR RD, DELTA, CO 81416-9447

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,232.00 (+38.9%)	$18,940 (+48.78%)	$183,550 (+83.13%) Land $5,620 Building $177,930
2024	$887.00 (+3.74%)	$12,730 (-23.91%) Land $1,470 Building $11,260
2023	$855.00	$16,730 Land $1,470 Building $15,260	$100,230 Land $5,530 Building $94,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRI COUNTY WCD serves 20,490 people · EPA ID CO0143755
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Nov 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000

Cell Coverage

5G and 4G LTE (outdoors only)

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