4455 Cedar Bluff Rd, Lebanon, TN 37087 Property Records

Hartsville/Trousdale County property record for 4455 Cedar Bluff Rd, Lebanon, TN 37087

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,115 sqft · built 2009
Lot Size3.02 acres (131,551 sqft)
Owner2 Individual Names on File
Last Sale$5,000 (May 2008)
Tax Bill$1,978 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN085037 01106

Property Details

APN / Parcel Number

Primary APN085037 01106
Alternative APN
  • 037 01106

Interior

Full Baths4 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area2,115 sqft Living Area
1st Floor Area1,981 sqft
Upper Floors Area448 sqft
Basement Area560 sqft
Unfinished Basement560 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area131,551 sqft (3.02 acres)
TerrainRolling
Garage TypeFinished
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area198 sqft
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address4455 CEDAR BLUFF RD
CityLEBANON
StateTN
Zip37087-6251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 10, COUNTY AREA: W01
Legal SubdivisionMARY GRACE GREGORY PROP #1
Legal Lot Number2
JurisdictionTROUSDALE TN
Township / Civil Division10
Census Block Group3
Census Block3065
Census Tract90100

Owner

4455 Cedar Bluff Rd is owned and occupied by two individuals who bought it in May 2008.

Source: Hartsville/Trousdale County records, as of January 26, 2026

Owner of Record2 Individual Names on File
Mailing Address4455 CEDAR BLUFF RD, LEBANON, TN 37087-6251
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 22, 2021Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2008 · Amount on File
Deed SaleMay 16, 2008 · Amount on File
Deed Document Number000RB47320
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROUSDALE TN
Property Address4455 CEDAR BLUFF RD, LEBANON, TN 37087-6251
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRB1382
DateFeb 25, 2021
Book Page138/2
Instrument34928
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term350 Months
DueApr 1, 2050

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTROUSDALE TN
Property Address4455 CEDAR BLUFF RD, LEBANON, TN 37087-6251
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberRB136691
DateJan 22, 2021
Book Page136/691
Instrument34732
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4455 Cedar Bluff Rd was $1,978, up 2.1% from the year before.

Source: Hartsville/Trousdale County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
County / MunicipalityHartsville/Trousdale County
Unified School DistrictTrousdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,978.00 (+2.06%)$94,175 (-) Land $15,000 Building $79,175
2024$1,938.00 (+5.61%)$94,175 (-) Land $15,000 Building $79,175
2023$1,835.00 (+2.63%)$94,175 (-) Land $15,000 Building $79,175
2022$1,788.00$94,175 Land $15,000 Building $79,175$376,700 Land $60,000 Building $316,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4455 Cedar Bluff Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims5 (2000–2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4455 Cedar Bluff Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARTSVILLE-TROUSDALE W&S U.D.
serves 10,562 people · EPA ID TN0000291
Water SourceSurface water
Last State InspectionMay 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Haloacetic acids
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DeKalb Telephone Cooperative
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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