Owen County property record for 4455 Breck Rd, Owenton, KY 40359
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 4,252 sqft |
| Lot Size | 1.83 acres (79,715 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Apr 2015) |
| Tax Bill | $4,006 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-00-00-006.01 |
| Primary APN | 092-00-00-006.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 4,252 sqft Living Area |
| Fireplace | Fireplace |
| Exterior Material | Vinyl |
|---|---|
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 79,715 sqft (1.83 acres) |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Geothermal |
| Heating Fuel | Electric |
| Account Number | 14003 |
|---|---|
| Street Address | 4455 BRECK RD |
| City | OWENTON |
| State | KY |
| Zip | 40359-9479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11.9 AC/HOUSE/IMP |
| Jurisdiction | OWEN KY |
| Township / Civil Division | MONTEREY-NEW COLUMBUS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 970300 |
4455 Breck Rd is owned by an individual who bought it in April 2015.
Source: Owen County records, as of November 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 206, OWENTON, KY 40359-0206 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2017 | Deed of Trust, Mortgage R ALLEN ET UX |
| Aug 17, 2018 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT MID AMERICA PCA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2015 · Amount on File |
| Deed Sale | Apr 14, 2015 · Amount on File |
| Prior Sale | Apr 19, 2011 · Amount on File |
| Deed Document Number | 2015000846 |
| Deed Book / Page | DEED243 / 614 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN KY |
| Property Address | 4455 BRECK RD, OWENTON, KY 40359-9479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | MTG272/001 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | MTG 272/001 |
| Instrument | 2017002647 |
| Name | R ALLEN ET UX |
|---|---|
| Type | Private Party |
| Address | 6 HETHERINGTON CT, CINCINNATI, OH 45246 |
| Amount | Amount on Record |
|---|---|
| Term | 331 Months |
| Due | Mar 26, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN KY |
| Property Address | 4455 BRECK RD, OWENTON, KY 40359-9479 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | MTG278/144 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | MTG 278/144 |
| Instrument | 2018002504 |
| Name | FARM CREDIT MID AMERICA PCA |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4455 Breck Rd was $4,006.
Source: Owen County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Owen County |
| Unified School District | Owen County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,006.00 | $335,700 | $335,700 |
| 2023 | $3,928.00 | $335,100 | $335,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4455 Breck Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4455 Breck Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Broadlinc Fixed Wireless | 10 / 1 |
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