Okaloosa County property record for 4454 Stonebridge Rd, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,868 sqft · built 2017 |
| Lot Size | 0.631 acres (27,507 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Feb 2015) |
| Tax Bill | $16,230 (2025) |
| Deeds & Mortgages | Dec 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9792-5 |
| Primary APN | C56-000-589-9792-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 2 Stories |
| Building Area | 5,868 sqft Heated Area |
| Gross Area | 8,740 sqft |
| 1st Floor Area | 3,908 sqft |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Clay Tile |
| Lot Area | 27,507 sqft (0.631 acres) |
| Garage Type | Finished |
| Garage Area | 1,180 sqft |
| Porch | Open Porch |
| Porch Area | 2,333 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4454 STONEBRIDGE RD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-3491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STONEBRIDGE PH II AT KELLY PLANTATION S/D LOT 14 BLK JJ |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | II AT KELLY PLANTATION S/D |
| Legal Phase | 2 |
| Legal Block | JJ |
| Legal Lot Number | 14 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 23304 |
4454 Stonebridge Rd is owned and occupied by an individual who bought it in February 2015.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4454 STONEBRIDGE RD, DESTIN, FL 32541-3491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2015 · Amount on File |
| Deed Sale | Feb 11, 2015 · Amount on File |
| Deed Document Number | 2977934 |
| Deed Book / Page | 3184 / 0048 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 4454 STONEBRIDGE RD, DESTIN, FL 32541-3491 |
| Document Number | 0033341884 |
| Instrument Date | Dec 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4454 STONEBRIDGE RD DESTIN FL 325413491, DESTIN, FL 32541-3491 |
| Document Number | 0033341884 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 003334/001884 |
| Instrument | 3184189 |
| Name | HANCOCK BK |
|---|---|
| Type | Bank |
| Address | GULFPORT, ME 39501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Jan 22, 2036 |
The 2025 property tax bill for 4454 Stonebridge Rd was $16,230 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,230.00 Homeowner's exemption | $1,580,887 | $2,589,122 Land $424,389 Building $2,164,733 |
| 2023 | $15,461.00 (+2.07%) Homeowner's exemption | $1,491,585 (+3%) | $2,319,823 (+19.05%) Land $373,857 Building $1,945,966 |
| 2022 | $15,148.00 Homeowner's exemption | $1,448,141 | $1,948,657 Land $323,686 Building $1,624,971 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4454 Stonebridge Rd in Zone X, an area of minimal flood risk, though there have been 124 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 117 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 460 units insured incl. 343 condo units |
| Nearby Flood Claims | 124 (1988–2020) |
| Claims Outside the SFHA | 83 of 124 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Source: USFWS Coastal Barrier Resources System, as of December 19, 2024
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2017) built after the Oct 1, 1983 cutoff · private flood insurance only |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4454 Stonebridge Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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