4454 S 100 E, Bluffton, IN 46714 Property Records

Wells County property record for 4454 S 100 E, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1980
Lot Size	2.14 acres (93,218 sqft)
Owner	Individual Name on Record
Last Sale	$200,300 (Oct 2018)
Tax Bill	$2,339 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-30-100-004.000-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-30-100-004.000-003`
Alternative APNs	`00001525848` `0020137301`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft
Family Room	Family Room

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	93,218 sqft (2.14 acres)
Garage Type	Mixed
Garage Area	1,860 sqft
Parking Spaces	7 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Account Number	00001525848
Street Address	4454 S 100 E
City	BLUFFTON
State	IN
Zip	46714-9672
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	30-26-12 2.140A PT NE NW
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3049
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4454 S 100 E, BLUFFTON, IN 46714-9672
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Nov 30, 2007 · Amount on Record
Deed Document Number	20184075
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4454 S 100 E, BLUFFTON, IN 46714-9672
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020232594
Date	Aug 17, 2023
Instrument	20232594

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 25, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4454 S 100 E, BLUFFTON, IN 46714-9672
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202564
Date	Jun 23, 2020
Instrument	20202564

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Oct 29, 2018
Property Address	4454 S 100 E, BLUFFTON, IN 46714-9672
Document Number	0020184075
Instrument Date	Oct 24, 2018
Instrument	20184075
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4454 S 100 E, BLUFFTON, IN 46714-9672

Mortgage

Document Number	0020184076
Date	Oct 29, 2018
Instrument	20184076

Lender

Name	AMERICAN MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,339.00 (+33.43%) Homeowner's exemption	$318,300 (+34.76%) Land $72,600 Building $245,700	$318,300 (+34.76%) Land $72,600 Building $245,700
2024	$1,753.00 (+17.49%)
2023		$236,200 (+7.76%) Land $53,800 Building $182,400	$236,200 (+7.76%) Land $53,800 Building $182,400
2022	$1,492.00	$219,200 Land $41,000 Building $178,200	$219,200 Land $41,000 Building $178,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Citizens Telephone Fixed Wireless	50 / 50
Watch TV Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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