4454 Mount Vernon Pl, Decatur, IL 62521 Property Records

Macon County property record for 4454 Mount Vernon Pl, Decatur, IL 62521

Property Summary

Property Type	Condominium
Details	2.5 ba · 1,896 sqft · built 1996
Lot Size	6.49 acres (282,849 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Nov 2024)
Tax Bill	$7,255 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-13-17-457-004`

Property Details

APN / Parcel Number

Primary APN	`09-13-17-457-004`
Alternative APN	`13-17-457-004`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,896 sqft
Basement Area	1,808 sqft
Finished Basement	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Lot Area	282,849 sqft (6.49 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	091317457004
Street Address	4454 MOUNT VERNON PL
City	DECATUR
State	IL
Zip	62521-8790
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MUNICIPAL
Legal Description	MT VERNON PLACE CONDO UNIT 4 96BK2674/38 IRREG
Legal Subdivision	CONDOMINIUM
Legal Unit	4
Jurisdiction	MACON IL
Township / Civil Division	LONG CREEK
Census Block Group	2
Census Block	2023
Census Tract	2401

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4454 MOUNT VERNON PL, DECATUR, IL 62521-8790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage HICKORY POINT BANK & TRUST FSB
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL FEDERAL BANK
Apr 20, 2021	Deed, Transfer · Conventional Mortgage MUTUAL FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	202410383
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	4454 MOUNT VERNON PL, DECATUR, IL 62521-8790
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004882/74
Date	Mar 3, 2022
Book Page	4882/74
Instrument	1993371

Lender

Name	HICKORY POINT BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 24, 2037

Interest

Rate Type	Adjustable Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	4454 MOUNT VERNON PL, DECATUR, IL 62521-8790
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004874/531
Date	Jan 14, 2022
Book Page	4874/531
Instrument	1991569

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Apr 20, 2021
Property Address	4454 MOUNT VERNON PL, DECATUR, IL 62521-8790
Document Number	4816/362
Book / Page	4816 / 362
Map Reference	DOC 1428015
Instrument Date	Apr 16, 2021
Instrument	1977448
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004816/364
Date	Apr 20, 2021
Book Page	4816/364
Instrument	1977449

Lender

Name	MUTUAL FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Long Creek Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,255.00	$88,333 Land $17,038 Building $71,295	$265,025 Land $51,119 Building $213,906

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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