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4454 Cooper Ln, Holt, FL 32564 Property Records

Okaloosa County property record for 4454 Cooper Ln, Holt, FL 32564

Property Summary

Property TypeMobile Home
Details2 bd · 1.5 ba · 720 sqft · built 1974
Lot Size2.08 acres (90,605 sqft)
Owner2 Individual Names on File
Last Sale$70,000 (Dec 2025)
Tax Bill$427 (2025)
Deeds & MortgagesJul 2026 Sale
Dec 2025 Sale
Flood ZoneZone X (minimal risk)
APNC56-000-592-7596-6

Property Details

APN / Parcel Number

Primary APNC56-000-592-7596-6
Alternative APNs
  • 06-2N-25-0000-0010-0070
  • 25N206000000100070

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area720 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleMobile Home
Exterior MaterialMetal
Roof TypeGable
Roof MaterialMetal
Lot Area90,605 sqft (2.08 acres)
Lot Width315 ft Width

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4454 COOPER LN
CityHOLT
StateFL
Zip32564-9456
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionBEG 630 FT N OF SE COR SEC N 420 FT W 420 FT S 420FT E 420 FT TO POB LESS ACQUIRED R/W & LESS S 105 FT & LESS N 105 FT
Legal Range25W
Legal Township02N
Legal Section06
Legal Block10
Legal Lot Number70
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group1
Census Block1032
Census Tract20101

Owner

4454 Cooper Ln, a mobile home, is owned and occupied by two individuals who bought it in December 2025.

Source: Okaloosa County records, as of January 6, 2026

Owner of Record2 Individual Names on File
Mailing Address4454 COOPER LN, HOLT, FL 32564-9456
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Warranty Deed, Transfer
STEWART TITLE
Dec 23, 2025Warranty Deed, Transfer
KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 2025 · Amount on File
Deed SaleDec 23, 2025 · Amount on File
Deed Document Number20253790305
Prior Transfer DateApr 15, 2006
Prior Transfer Doc0027014491
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 7, 2026
Property Address4454 COOPER LN, HOLT, FL 32564-9456
Document Number0003826286
Instrument DateMar 31, 2026
Instrument20263826286
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
Tax$4,949.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4450 COOPER LN, HOLT, FL 32564-9456

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 23, 2025
Property Address4454 COOPER LN, HOLT, FL 32564-9456
Document Number0003790305
Map ReferenceMB 2545 PG 2824
Instrument DateDec 17, 2025
Instrument3790305
Transaction TypeTransfer
Record UpdatedJan 14, 2026
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount on Record
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address126 HIGHWAY 90 W, HOLT, FL 32564-9403

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4454 COOPER LN, HOLT, FL 32564-9456

Tax Assessment & Valuation

The 2025 property tax bill for 4454 Cooper Ln was $427.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$427.00$37,077 Land $35,708 Building $1,369$37,077 Land $35,708 Building $1,369
2023$367.00 (+6.07%)$31,364 (+7.26%) Land $30,338 Building $1,026$31,364 (+7.26%) Land $30,338 Building $1,026
2022$346.00$29,241 Land $28,353 Building $888$29,241 Land $28,353 Building $888

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4454 Cooper Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimSep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4454 Cooper Ln is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLT WATER WORKS, INC.
serves 2,582 people · EPA ID FL1460352
Water SourceGroundwater
Last State InspectionJul 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
Mediacom Xtream
Fixed Wireless		100 / 20

May also be available: AT&T.

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