Oakland County property record for 44538 Stone Rd, Novi, MI 48375
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,420 sqft · built 1991 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,028 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-22-22-177-049 |
| Primary APN | 50-22-22-177-049 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,420 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 114 ft deep x 53 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 44538 STONE RD |
|---|---|
| City | NOVI |
| State | MI |
| Zip | 48375-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | T1N, R8E, SEC 22 CEDARSPRING ESTATES SUB NO 4LOT 224 5-7-91 FR 176-002 |
| Legal Range | 08E |
| Legal Township | 01N |
| Legal Section | 22 |
| Legal Subdivision | CEDARSPRING ESTATES SUB |
| Legal Lot Number | 5,224 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | NOVI |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 136602 |
44538 Stone Rd is owned and occupied by two individuals.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44538 STONE RD, NOVI, MI 48375-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 44538 STONE RD, NOVI, MI 48375-1540 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 44538 STONE RD, NOVI, MI 48375-1540 |
| Document Number | 0000124499 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 56224/437 |
| Instrument | 124499 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 26, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 44538 Stone Rd was $5,028 with a homeowner's exemption.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Novi City |
| Unified School District | Novi Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,028.00 | ||
| 2023 | $5,688.00 (+7.52%) Homeowner's exemption | $210,120 | $420,240 |
| 2022 | $5,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44538 Stone Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 44538 Stone Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NOVI serves 56,780 people · EPA ID MI0004870 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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