4453 Ringgold Ln, Plano, TX 75093 Property Records

Collin County property record for 4453 Ringgold Ln, Plano, TX 75093

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,960 sqft · built 1981
Owner	Individual Name on File
Tax Bill	$6,541 (2024)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-0401-006-0220-1`

Property Details

APN / Parcel Number

Primary APN	`R-0401-006-0220-1`
Alternative APN	`205021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,437 sqft
1st Floor Area	1,960 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	477 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	239 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	205021
Street Address	4453 RINGGOLD LN
City	PLANO
State	TX
Zip	75093-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PRESTON COVE ADDITION PHASE ONE (CPL), BLK F, LOT 22
Legal Subdivision	PRESTON COVE ADDITION PHASE ONE (CPL)
Legal Phase	1
Legal Block	F
Legal Lot Number	22
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3012
Census Tract	31655

Owner

Source: Collin County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4453 RINGGOLD LN, PLANO, TX 75093-3764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Vendor's Lien, Transfer · Conventional Mortgage PARK LENDING SERVICES INC
Apr 21, 2020	Warranty Deed, Transfer QUICKEN LNS
May 24, 2019	Deed of Trust, Mortgage LEGACY BK/TX
Mar 1, 2017	Deed of Trust, Mortgage LEGACY BK/TX

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 9, 2024
Deed Sale	Feb 9, 2024
Prior Sale	Apr 21, 2020
Deed Document Number	2024000015219
Record Updated	Jun 8, 2026

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Feb 9, 2024
Property Address	4453 RINGGOLD LN, PLANO, TX 75093-3764
Document Number	2024000015219
Map Reference	VOL B PG 250
Instrument Date	Feb 8, 2024
Instrument	2024000015219
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4453 RINGGOLD LN, PLANO, TX 75093-3764

Mortgage

Document Number	2024000015220
Date	Feb 9, 2024
Instrument	2024000015220

Lender

Name	PARK LENDING SERVICES INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 21, 2020
Property Address	4453 RINGGOLD LN, PLANO, TX 75093-3764
Document Number	0000567070
Instrument Date	Apr 17, 2020
Instrument	567070
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	EXCEL TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4453 RINGGOLD LN PLANO TX 750933764, PLANO, TX 75093-3764

Mortgage

Document Number	567080
Date	Apr 21, 2020
Instrument	567080

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4453 RINGGOLD LN, PLANO, TX 75093-3764
Document Number	0000625270
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4453 RINGGOLD LN PLANO TX 750933764, PLANO, TX 75093-3764

Mortgage

Document Number	0000625270
Date	Jun 3, 2019
Instrument	625270

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4453 RINGGOLD LN, PLANO, TX 75093-3764
Document Number	0000291930
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4453 RINGGOLD LN PLANO TX 750933764, PLANO, TX 75093-3764

Mortgage

Document Number	0000291930
Date	Mar 7, 2017
Instrument	291930

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$495,182 (+6.77%) Land $135,000 Building $360,182	$495,182 (+6.77%) Land $135,000 Building $360,182
2024	$6,541.00 (-5.44%)
2023		$463,786 (+13.67%) Land $115,000 Building $348,786	$463,786 (+13.67%) Land $115,000 Building $348,786
2022	$6,917.00 Homeowner's exemption	$408,000 Land $95,000 Building $313,000	$408,000 Land $95,000 Building $313,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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