Owen County property record for 4453 Mount Carmel Rd, Spencer, IN 47460
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,029 sqft · built 1996 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,688 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-13-400-470.000-027 |
| Primary APN | 60-10-13-400-470.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,029 sqft Living Area |
| 1st Floor Area | 2,029 sqft |
| Basement Area | 2,029 sqft |
| Finished Basement | 2,029 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 22,651 sqft (0.52 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001030672 |
|---|---|
| Street Address | 4453 MOUNT CARMEL RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-7459 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE SE S13 T10 R3 .52A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 13 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 955800 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4453 MOUNT CARMEL RD, SPENCER, IN 47460-7459 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,688.00 (-14.88%) Homeowner's exemption | $276,200 (+11.1%) Land $23,100 Building $253,100 | $276,200 (+11.1%) Land $23,100 Building $253,100 |
| 2024 | $1,983.00 (+7.77%) | ||
| 2023 | $1,840.00 (+1.6%) | $248,600 Land $19,200 Building $229,400 | $248,600 Land $19,200 Building $229,400 |
| 2022 | $1,811.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 15 (2003–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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