Yates County and Jerusalem Town property record for 4453 E Bluff Dr, Penn Yan, NY 14527
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 2 ba · 1,516 sqft · built 1930 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,469 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1786-000 |
| Primary APN | 1786-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,516 sqft Living Area |
| 1st Floor Area | 1,516 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 1 ft deep x 124 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 262 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1786-000 |
|---|---|
| Street Address | 4453 E BLUFF DR |
| City | PENN YAN |
| State | NY |
| Zip | 14527 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 1 |
| Legal Lot Number | 13.001 |
| Jurisdiction | YATES NY |
| Township / Civil Division | JERUSALEM |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 150400 |
Source: Yates County and Jerusalem Town records · APN 1786-000
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 35 HEARTHSTONE LN, ROCHESTER, NY 14617-2012 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Line of Credit LYONS NATIONAL BANK |
| Jan 13, 2021 | Deed of Trust, Mortgage · Line of Credit THE LYONS NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Recording Date | May 13, 2026 |
| Property Address | 4453 E BLUFF DR, PENN YAN, NY 14527 |
| Document Number | 0202620367 |
| Instrument Date | May 07, 2026 |
| Instrument | 202620367 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty, 228 |
| Address | 35 HEARTHSTONE LN, ROCHESTER, NY 14617-2012 |
| Document Number | 0000020367, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 202620367 |
| Name | LYONS NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.99% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YATES NY |
| Property Address | 4453 E BLUFF DR, PENN YAN, NY 14527 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20213568 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 2021-3568 |
| Name | THE LYONS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FAIRPORT, NY 14450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Yates County and Jerusalem Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Yates County |
| County Subdivision | Jerusalem Town |
| Unified School District | Penn Yan Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,469.00 (+47.93%) | $716,900 (+54.84%) Land $467,400 Building $249,500 | $762,660 (+40.01%) Land $497,234 Building $265,426 |
| 2023 | $463,000 Land $393,800 Building $69,200 | $544,706 Land $463,294 Building $81,412 | |
| 2020 | $7,077.00 |
Source: FEMA National Flood Hazard Layer as of June 17, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 12 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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