Florence County property record for 4453 Cato Rd, Effingham, SC 29541
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,606 sqft · built 1998 |
| Lot Size | 2.56 acres (111,514 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $761 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 00213-01-121 |
| Primary APN | 00213-01-121 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,464 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 111,514 sqft (2.56 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4453 CATO RD |
|---|---|
| City | EFFINGHAM |
| State | SC |
| Zip | 29541-3723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CATO RD |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | PAMPLICO |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 1601 |
Source: Florence County records, as of June 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4453 CATO RD, EFFINGHAM, SC 29541-3723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $761.00 (+5.26%) | $10,583 (-99.86%) Land $662 Building $9,921 | $264,586 (-98.59%) Land $16,550 Building $248,036 |
| 2023 | $723.00 (+16.99%) Homeowner's exemption | $7,482,993 (+99,899.91%) Land $662,000 Building $6,820,993 | $18,707,483 (+9,899.99%) Land $1,655,000 Building $17,052,483 |
| 2022 | $618.00 Homeowner's exemption | $7,483 Land $662 Building $6,821 | $187,075 Land $16,550 Building $170,525 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2015–2018) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 79% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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