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4452 Bean St, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 4452 Bean St, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,166 sqft · built 1996
Lot Size0.98 acres (42,666 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Apr 2013)
Tax Bill$5,667 (2025)
Deeds & MortgagesApr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN00-00-31-163N-0057-0000

Property Details

APN / Parcel Number

Primary APN00-00-31-163N-0057-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,166 sqft Living Area
Gross Area2,764 sqft
1st Floor Area2,166 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2001
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area42,666 sqft (0.98 acres)
Garage TypeAttached
Garage Area598 sqft
PorchFinished/Open Porch
Porch Area168 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4452 BEAN ST
CityFERNANDINA BEACH
StateFL
Zip32034-5313
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-G
Legal DescriptionLOT 57 IN OR 1853/658 PARKWAY NORTH PB 5/263
Legal Range28E
Legal Township02N
Legal Section11
Legal SubdivisionPARKWAY NORTH
Legal Lot Number57
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group2
Census Block2031
Census Tract50203

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4452 BEAN ST, FERNANDINA BEACH, FL 32034-5313
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2013 · Amount on File
Deed SaleApr 26, 2013 · Amount on File
Deed Document Number201311543
Deed Book / Page1853 / 658
Prior Transfer DateJan 10, 2012
Prior Transfer Doc0017741415
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address4452 BEAN ST, FERNANDINA BEACH, FL 32034-5313
Document Number0023531618
Instrument DateApr 8, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4452 BEAN ST FERNANDINA BEACH FL 320345313, FERNANDINA BEACH, FL 32034-5313

Mortgage

Document Number0023531618
DateApr 14, 2020
Book Page002353/001618
Instrument45011463
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 13, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityFernandina Beach City
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,667.00 (+1.52%) Homeowner's exemption$356,367 (+2.9%)$647,777 (+3.1%) Land $210,000 Building $437,777
2024$5,582.00 (+0.76%) Homeowner's exemption$346,324 (+3%)$628,325 (+3.01%) Land $210,000 Building $418,325
2023$5,540.00 (+6.17%) Homeowner's exemption$336,237 (+3%)$609,948 (+8.1%) Land $210,000 Building $399,948
2022$5,218.00 Homeowner's exemption$326,444$564,254 Land $210,000 Building $354,254

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 630 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,202 units insured
incl. 572 condo units
Nearby Flood Claims50 (1985–2025)
Claims Outside the SFHA38 of 50
Most Recent ClaimMar 2025 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, Tornadoes & Flooding, Oct 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: AT&T.

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