4452 23rd St SE, Buffalo, MN 55313 Property Records

Wright County property record for 4452 23rd St SE, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1971
Lot Size	0.997 acres (43,444 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Sep 2019)
Tax Bill	$2,694 (2026)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-145-001020`

Property Details

APN / Parcel Number

Primary APN	`215-145-001020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	570 sqft
Finished Basement	570 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,444 sqft (0.997 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4452 23RD ST SE
City	BUFFALO
State	MN
Zip	55313-5221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-119 RANGE-025 RUCKS ADDN LOT-002 BLOCK-001
Legal Range	025
Legal Township	119
Legal Section	14
Legal Subdivision	RUCKS ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	ROCKFORD
Census Block Group	4
Census Block	4031
Census Tract	100900

Owner

4452 23rd St SE is owned and occupied by two individuals who bought it in September 2019.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4452 23RD ST SE, BUFFALO, MN 55313-5221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Sep 11, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGES UNLIMITED INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Prior Sale	Jun 8, 2016 · Amount on File
Deed Document Number	20191405153
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	4452 23RD ST SE, BUFFALO, MN 55313-5221
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	NOT AVAILABLE, PARTNERS TTL RESWARE BELL BA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001470076
Date	May 13, 2021
Instrument	1470076

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 11, 2019
Property Address	4452 23RD ST SE, BUFFALO, MN 55313-5221
Document Number	0001405153
Instrument Date	Sep 10, 2019
Instrument	1405153
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TITLE CHOICE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4452 23RD ST SE, BUFFALO, MN 55313-5221

Mortgage

Document Number	0001405154
Date	Sep 11, 2019
Instrument	1405154

Lender

Name	MORTGAGES UNLIMITED INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4452 23rd St SE was $2,694.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
County Subdivision	Rockford Township
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,694.00	$320,800 (+3.22%) Land $120,000 Building $200,800	$320,800 (+3.22%) Land $120,000 Building $200,800
2025		$310,800 Land $120,000 Building $190,800	$310,800 Land $120,000 Building $190,800
2023	$2,950.00 (+11.4%)	$327,400 Land $120,000 Building $207,400	$327,400 Land $120,000 Building $207,400
2022	$2,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4452 23rd St SE in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1994–1995)
Most Recent Claim	Jun 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4452 23rd St SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 23rd St SE

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