Saginaw County property record for 4451 Warren St, Bridgeport, MI 48722
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 833 sqft · built 1923 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $25,000 (May 2022) |
| Tax Bill | $1,975 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-11-5-16-0181-000 |
| Primary APN | 09-11-5-16-0181-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 833 sqft Living Area |
| 1st Floor Area | 833 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 81 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4451 WARREN ST |
|---|---|
| City | BRIDGEPORT |
| State | MI |
| Zip | 48722-9647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9, BLK.5. VILLAGE OF BRIDGEPORT SEC 16 T11N R5E |
| Legal Range | 05E |
| Legal Township | 11N |
| Legal Section | 16 |
| Legal Subdivision | BRIDGEPORT |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Legal Unit | 9 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | BRIDGEPORT |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 11600 |
4451 Warren St is owned by a company that bought it in May 2022.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 11500 N SAGINAW ST, MOUNT MORRIS, MI 48458-2013 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 6, 2022 | Deed of Trust, Mortgage DREAMS FINANCIAL LLC |
| May 18, 2022 | Warranty Deed, Transfer |
| Jan 25, 2021 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK |
| Mar 27, 2017 | Warranty Deed, Transfer UNITED FINANCIAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on File |
| Deed Sale | May 18, 2022 · Amount on File |
| Prior Sale | Mar 27, 2017 · Amount on File |
| Deed Document Number | 202215151 |
| Prior Transfer Date | Jul 1, 2014 |
| Prior Transfer Doc | 0000022454 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4451 WARREN ST, BRIDGEPORT, MI 48722-9647 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 7665, GOODYEAR, AZ 85338-0645 |
| Document Number | 0000019023 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 2022019023 |
| Name | DREAMS FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FLUSHING, MI 48433 |
| Amount | Amount on Record |
|---|---|
| Term | 35 Months |
| Due | Jun 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | May 18, 2022 |
| Property Address | 4451 WARREN ST, BRIDGEPORT, MI 48722-9647 |
| Document Number | 0000015151 |
| Map Reference | LB 38 PG 143 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022015151 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6100 BAKER RD, 6100, BRIDGEPORT, MI 48722-9787 |
| Name | Verified Name |
|---|---|
| Address | 11500 N SAGINAW ST, MOUNT MORRIS, MI 48458-2013 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 4451 WARREN ST, BRIDGEPORT, MI 48722-9647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4451 WARREN ST, BRIDGEPORT, MI 48722-9647 |
| Document Number | 0000002623 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 2021002623 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Mar 27, 2017 |
| Property Address | 4451 WARREN ST, BRIDGEPORT, MI 48722-9647 |
| Document Number | 2017007059 |
| Book / Page | 2893 / 1702 |
| Instrument Date | Mar 15, 2017 |
| Instrument | 2017007059 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 241 E SAGINAW ST, 241, LANSING, MI 48906 |
| Name | Verified Name |
|---|---|
| Address | 4451 WARREN ST, BRIDGEPORT, MI 48722-9647 |
| Document Number | 0000007060 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 2893/1703 |
| Instrument | 2017007060 |
| Name | UNITED FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Amount | Amount on Record |
|---|---|
| Term | 181 Months |
| Due | Apr 1, 2032 |
The 2025 property tax bill for 4451 Warren St was $1,975.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Bridgeport Charter Township |
| Unified School District | Bridgeport-Spaulding Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,400 | $68,800 | |
| 2025 | $1,975.00 | ||
| 2023 | $27,100 | $54,200 | |
| 2022 | $753.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4451 Warren St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 15 (1985–2019) |
| Most Recent Claim | May 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4451 Warren St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRIDGEPORT TOWNSHIP serves 10,104 people · EPA ID MI0000840 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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