4451 W Tramway Rd, Bloomington, IN 47403 Property Records

Monroe County property record for 4451 W Tramway Rd, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,410 sqft · built 1986
Lot Size	2.64 acres (114,998 sqft)
Owner	Individual Name on Record
Last Sale	$137,500 (Mar 2016)
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-24060-01`

Property Details

APN / Parcel Number

Primary APN	`016-24060-01`
Alternative APN	`53-09-36-300-007.000-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	960 sqft
Attic	Attic
Attic Area	900 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	114,998 sqft (2.64 acres)

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	380 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	016-24060-01
Street Address	4451 W TRAMWAY RD
City	BLOOMINGTON
State	IN
Zip	47403-9197
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	DAVIES TRACT 2 2.64A
Legal Subdivision	DAVIES MINOR SUBDIVISION
Legal Tract	2
Jurisdiction	MONROE IN
Township / Civil Division	VAN BUREN
Census Block Group	5
Census Block	5023
Census Tract	1200

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4451 W TRAMWAY RD, BLOOMINGTON, IN 47403-9197
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Nov 28, 2023	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2016 · Amount on Record
Deed Sale	Mar 28, 2016 · Amount on Record
Prior Sale	Dec 27, 2011 · Amount on Record
Deed Document Number	20163509
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4451 W TRAMWAY RD, BLOOMINGTON, IN 47403-9197
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 W TRAMWAY RD, BLOOMINGTON, IN 47403-9197

Mortgage

Document Number	2023014119
Date	Dec 11, 2023
Instrument	2023014119

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	PO BOX 368, BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2038

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4451 W TRAMWAY RD, BLOOMINGTON, IN 47403-9197
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 W TRAMWAY RD, BLOOMINGTON, IN 47403-9197

Mortgage

Document Number	2023013684
Date	Nov 28, 2023
Instrument	2023013684

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union
Address	BLOOMINGTON, IN 47402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	4451 W TRAMWAY RD, BLOOMINGTON, IN 47403-9197
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021012065
Date	Jun 24, 2021
Instrument	2021012065

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Van Buren Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00 (-6.21%)	$211,300 (+23.78%) Land $66,900 Building $144,400	$211,300 (+23.78%) Land $66,900 Building $144,400
2024	$1,578.00 (+54.71%)
2023		$170,700 (+11.5%) Land $60,200 Building $110,500	$170,700 (+11.5%) Land $60,200 Building $110,500
2022	$1,020.00	$153,100 Land $52,400 Building $100,700	$153,100 Land $52,400 Building $100,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smithville Communications DSL · Fiber in parts of the area	10 / 1

May also be available: T-Mobile, Verizon, Xfinity.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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