Scott County property record for 4451 Spring St, Davenport, IA 52807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,388 sqft · built 1974 |
| Lot Size | 0.327 acres (14,230 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Sep 2025) |
| Tax Bill | $3,992 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N1801B15 |
| Primary APN | N1801B15 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 800 sqft |
| Unfinished Basement | 396 sqft |
| Interior Walls | Unfinished |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Shingle |
| Lot Area | 14,230 sqft (0.327 acres) |
| Lot Dimensions | 179 ft deep x 79.5 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Patio Area | 165 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 4451 SPRING ST |
|---|---|
| City | DAVENPORT |
| State | IA |
| Zip | 52807-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REPLAT WINDSOR CREST HGHTS 8TH LOT: 033 REPLAT WINDSOR CRESTHGHTS 8TH |
| Legal Subdivision | REPLAT WINDSOR CREST HGHTS 8TH |
| Legal Lot Number | 33 |
| Jurisdiction | SCOTT IA |
| Township / Civil Division | DAVENPORT |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 12902 |
Source: Scott County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 W 51ST ST, DAVENPORT, IA 52806-3802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RIA FEDERAL CREDIT UNION |
| Jul 5, 2023 | Deed of Trust, Mortgage · Conventional Mortgage R I A FCU |
| Feb 23, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2025 · Amount on Record |
| Deed Sale | Sep 15, 2025 · Amount on Record |
| Deed Document Number | 202517955 |
| Prior Transfer Date | Sep 9, 2025 |
| Prior Transfer Doc | 0000017954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Recording Date | Jun 2, 2026 |
| Property Address | 4451 SPRING ST, DAVENPORT, IA 52807-1112 |
| Document Number | 2026011707 |
| Instrument Date | May 11, 2026 |
| Instrument | 202611707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4451 SPRING ST, DAVENPORT, IA 52807-1112 |
| Document Number | 0000011707, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202611707 |
| Name | RIA FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 4451 SPRING ST, DAVENPORT, IA 52807-1112 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4451 SPRING ST, DAVENPORT, IA 52807-1112 |
| Document Number | 202300011645 |
|---|---|
| Date | Jul 5, 2023 |
| Instrument | 202300011645 |
| Name | R I A FCU |
|---|---|
| Type | Credit Union |
| Address | ROCK ISLAND, IL 61204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 30, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 4451 SPRING ST, DAVENPORT, IA 52807-1112 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4451 SPRING ST, DAVENPORT, IA 52807-1112 |
| Document Number | 202200004897 |
|---|---|
| Date | Feb 23, 2022 |
| Instrument | 202200004897 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT IA |
| Property Address | 4451 SPRING ST, DAVENPORT, IA 52807-1112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100001827 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 202100001827 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
Source: Scott County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Scott County |
| Municipality | Davenport City |
| Unified School District | Davenport Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,992.00 | $256,680 (+1.26%) Land $40,030 Building $216,650 | $256,680 (+1.26%) Land $40,030 Building $216,650 |
| 2025 | $3,992.00 (+0.3%) Homeowner's exemption | $253,480 (+8.84%) Land $40,030 Building $213,450 | $253,480 (+8.84%) Land $40,030 Building $213,450 |
| 2024 | $3,980.00 (-10.28%) | ||
| 2023 | $232,900 Land $40,030 Building $192,870 | $232,900 Land $40,030 Building $192,870 | |
| 2022 | $4,436.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IOWA-AMERICAN WTR CO-DAVENPORT private · serves 147,720 people · EPA ID IA8222001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures