4451 Smith Rd, Salisbury, MD 21801 Property Records

Wicomico County property record for 4451 Smith Rd, Salisbury, MD 21801

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,350 sqft · built 1966
Lot Size	0.684 acres (29,789 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,990 (Jul 2024)
Tax Bill	$120 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jul 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-004540`

Property Details

APN / Parcel Number

Primary APN	`07-004540`
Alternative APN	`004540`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,350 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	29,789 sqft (0.684 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	004540
Street Address	4451 SMITH RD
City	SALISBURY
State	MD
Zip	21801-1329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	29,789 SQFT 4451 SMITH ROAD BNDRY SUR & EASEMENT PLA
Legal Subdivision	DAVIS ELSIE M
Legal Lot Number	1
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2029
Census Tract	10800

Owner

Source: Wicomico County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4451 SMITH RD, SALISBURY, MD 21801-1329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 9, 2024	Special Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Oct 6, 2023	Deed, Transfer SAGE TITLE GROUP LLC
Nov 29, 2022	Intrafamily Transfer, Transfer
Nov 2, 2021	Intrafamily Transfer, Transfer · Stand-Alone First Mortgage ANN MCGEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2024 · Amount on Record
Deed Sale	Jul 9, 2024 · Amount on Record
Prior Sale	Oct 6, 2023 · Amount on Record
Deed Book / Page	5414 / 365
Prior Transfer Date	Nov 23, 2022
Prior Transfer Doc	0051890167
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4451 SMITH RD, SALISBURY, MD 21801-1329
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 SMITH RD, SALISBURY, MD 21801-1329

Mortgage

Document Number	0056500328
Date	Jan 5, 2026
Book Page	5650/328

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WICOMICO MD
Recording Date	Jul 9, 2024
Property Address	4451 SMITH RD, SALISBURY, MD 21801-1329
Document Number	0054140365
Book / Page	5414 / 365
Instrument Date	Jun 20, 2024
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$699.98
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 WILLIAMSPORT CIR, SALISBURY, MD 21804-6472

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4451 SMITH RD, SALISBURY, MD 21801-1329

Mortgage

Document Number	0005414375
Date	Jul 9, 2024
Instrument	5414/375

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Oct 6, 2023
Property Address	4451 SMITH RD, SALISBURY, MD 21801-1329
Document Number	0053070478
Book / Page	5307 / 478
Instrument Date	Oct 5, 2023
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 WILLIAMSPORT CIR, SALISBURY, MD 21804-6472

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WICOMICO MD
Recording Date	Nov 29, 2022
Property Address	4451 SMITH RD, SALISBURY, MD 21801-1329
Document Number	0051890167
Book / Page	5189 / 167
Instrument Date	Nov 23, 2022
Transaction Type	Transfer
Record Updated	Dec 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4193 OAKLAND SCHOOL RD, SALISBURY, MD 21804-2727

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WICOMICO MD
Recording Date	Nov 2, 2021
Property Address	4451 SMITH RD, SALISBURY, MD 21801-1329
Document Number	0049740136
Book / Page	4974 / 136
Map Reference	LB JWTS 458 FO 295
Instrument Date	Oct 26, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4193 OAKLAND SCHOOL RD, SALISBURY, MD 21804-2727

Mortgage

Document Number	0004974141
Date	Nov 2, 2021
Instrument	4974/141

Lender

Name	ANN MCGEE
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,533 (+22.75%)	$261,400 (-) Land $34,900 Building $226,500
2025	$120.00 (-91.37%)	$179,667 (+37.26%)	$261,400 (+88.33%) Land $34,900 Building $226,500
2024	$1,390.00 (+6.51%)
2023	$1,305.00	$130,900	$138,800 Land $34,900 Building $103,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 91% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures