4451 SE Village Rd, Stuart, FL 34997 Property Records

Martin County property record for 4451 SE Village Rd, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,044 sqft · built 1983
Lot Size	0.099 acres (4,312 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Mar 2025)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-38-41-011-000-0010.1-3-0000`

Property Details

APN / Parcel Number

Primary APN	`36-38-41-011-000-0010.1-3-0000`
Alternative APNs	`36-38-41-011-000-00101-3` `32709`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	1,044 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1993
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,312 sqft (0.099 acres)

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	200 sqft
Deck Area	664 sqft
Patio Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	32709
Street Address	4451 SE VILLAGE RD
City	STUART
State	FL
Zip	34997-8234
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	PORT SALERNO VILLAGE PHASE I LOT 10 W 1/2
Legal Range	41E
Legal Township	38S
Legal Section	36
Legal Subdivision	PORT SALERNO VILLAGE
Legal Block	2
Legal Lot Number	10
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2000
Census Tract	1410

Owner

4451 SE Village Rd, a duplex, is owned and occupied by two individuals who bought it in March 2025.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4451 SE VILLAGE RD, STUART, FL 34997-8234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Mar 21, 2025	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK
Jan 21, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on File
Deed Sale	Mar 21, 2025 · Amount on File
Prior Sale	Dec 19, 2013 · Amount on File
Deed Document Number	20253119379
Deed Book / Page	3489 / 901
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4451 SE VILLAGE RD, STUART, FL 34997-8234
Transaction Type	Mortgage
Record Updated	Jan 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 SE VILLAGE RD, STUART, FL 34997-8234

Mortgage

Document Number	0035382552
Date	Dec 17, 2025
Book Page	3538/2552
Instrument	3161330

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 21, 2025
Property Address	4451 SE VILLAGE RD, STUART, FL 34997-8234
Document Number	0034890901
Book / Page	3489 / 901
Map Reference	MB 7 PG 65
Instrument Date	Mar 17, 2025
Instrument	3119379
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	PREMIER TITLE PARTNERS/OCALA II LT, PREMIER TTL PARTNERS OF FL L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,030.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1282, PALM CITY, FL 34991-6282

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4451 SOUTHCAST VILLAGE ROAD, STUART, FL 34997

Mortgage

Document Number	0003489903
Date	Mar 21, 2025
Instrument	3489/903

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 21, 2021
Property Address	4451 SE VILLAGE RD, STUART, FL 34997-8234
Document Number	0031911054
Book / Page	003191 / 001054
Instrument Date	Jan 20, 2021
Instrument	2863232
Transaction Type	Transfer
Record Updated	Feb 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1819 SW CRANE CREEK AVE PALM CITY FL 349902215, PALM CITY, FL 34990-2215

Tax Assessment & Valuation

The 2025 property tax bill for 4451 SE Village Rd was $2,977, up 8.8% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,977.00 (+8.81%)	$114,892	$250,450 Land $151,000 Building $99,450
2024	$2,736.00 (+3.95%)
2023	$2,632.00 (+20.24%)	$94,953 (+1%)	$200,620 (+39%) Land $125,000 Building $75,620
2022	$2,189.00	$86,321	$144,330 Land $78,000 Building $66,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4451 SE Village Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	4 (1995–2014)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jan 2014 · rainfall accumulation
Claims by Event	Severe Flooding, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4451 SE Village Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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