4451 Ruby Rd, Fayetteville, NC 28311 Property Records

Cumberland County property record for 4451 Ruby Rd, Fayetteville, NC 28311

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,578 sqft · built 1980
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Dec 2019)
Tax Bill$2,369 (2026)
Deeds & MortgagesApr 2022 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0520-40-8571

Property Details

APN / Parcel Number

Primary APN0520-40-8571
Alternative APN
  • 0520.18408571

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,578 sqft Heated Area
1st Floor Area1,218 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTraditional
Exterior MaterialCombination
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions135 ft deep x 93.5 ft wide
PorchSlab
Porch Area84 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4451 RUBY RD
CityFAYETTEVILLE
StateNC
Zip28311-1841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF10
Legal DescriptionTIFFANY PINES LO:8 SE:02 BL:00000 PL:0045-0057
Legal SubdivisionTIFFANY PINES
Legal Block40
Legal Lot Number8
JurisdictionCUMBERLAND NC
Township / Civil DivisionCARVERS CREEK
Census Block Group1
Census Block1013
Census Tract2501

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address709 DOROTHEA DR, RALEIGH, NC 27603-2103
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
SUCCESS MORTGAGE PARTNERS INC
Dec 12, 2019Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2019 · Amount on Record
Deed SaleDec 12, 2019 · Amount on Record
Prior SaleJul 15, 2013 · Amount on Record
Deed Document Number201940088
Deed Book / Page10649 / 712
Prior Transfer DateFeb 7, 2013
Prior Transfer Doc0091130006
Record UpdatedOct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCUMBERLAND NC
Recording DateApr 29, 2022
Property Address4451 RUBY RD, FAYETTEVILLE, NC 28311-1841
Document Number0114600764
Book / Page11460 / 764
Map ReferenceMB 45 PG 57
Instrument DateApr 1, 2022
Instrument17826
Transaction TypeTransfer
Record UpdatedMay 20, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address709 DOROTHEA DR, 709, RALEIGH, NC 27603-2103

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 DOROTHEA DR, RALEIGH, NC 27603-2103

Mortgage

Document Number0000017829
DateApr 29, 2022
Instrument17829
Lender
NameSUCCESS MORTGAGE PARTNERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateDec 12, 2019
Property Address4451 RUBY RD, FAYETTEVILLE, NC 28311-1841
Document Number0106490712
Book / Page10649 / 712
Instrument DateDec 5, 2019
Instrument40088
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanySINGLE SOURCE REAL EST SVCS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 DOROTHEA DR, RALEIGH, NC 27603-2103

Mortgage

Document Number40089
DateDec 12, 2019
Instrument40089
Lender
NameFLAGSTAR BANK FSB
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalityFayetteville City
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,369.00 (+0.42%)
2025$2,359.00 (+62.91%)$147,276 (+69.84%) Land $30,000 Building $117,276$147,276 (+69.84%) Land $30,000 Building $117,276
2024$1,448.00 (+6.39%)$86,715 (-) Land $12,000 Building $74,715$86,715 (-) Land $12,000 Building $74,715
2023$1,361.00 (+8.36%)$86,715 Land $12,000 Building $74,715$86,715 Land $12,000 Building $74,715
2022$1,256.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAYETTEVILLE PUBLIC WORKS COMM
serves 226,441 people · EPA ID NC0326010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed.

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