San Diego County property record for 4451 Pala Rd, Oceanside, CA 92057
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,713 sqft · built 2002 |
| Lot Size | 0.137 acres (5,970 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,667 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer Apr 2022 Transfer + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 158-241-66-00 |
| Primary APN | 158-241-66-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,713 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 5,970 sqft (0.137 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 4451 PALA RD |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92057-6615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-A |
| Legal Description | LOT 4 TR 014262 |
| Legal Subdivision | PALA ROAD WELL SITE |
| Legal Tract | 014262 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 18520 |
Source: San Diego County records · APN 158-241-66-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4451 PALA RD, OCEANSIDE, CA 92057-6615 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Apr 21, 2022 | Intrafamily Transfer, Transfer |
| Apr 21, 2022 | Intrafamily Transfer, Transfer |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Mar 13, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Apr 21, 2022 |
| Transfer Doc | 0000175474 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 21, 2022 |
| Property Address | 4451 PALA RD, OCEANSIDE, CA 92057-6615 |
| Document Number | 0000175474 |
| Map Reference | MAP 14262 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022-0175474 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4451 PALA RD, OCEANSIDE, CA 92057-6615 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 21, 2022 |
| Property Address | 4451 PALA RD, OCEANSIDE, CA 92057-6615 |
| Document Number | 0000175473 |
| Map Reference | MAP 14262 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022-0175473 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4451 PALA RD, OCEANSIDE, CA 92057-6615 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 4451 PALA RD, OCEANSIDE, CA 92057-6615 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | TIMIOS TITLE INC, TIMIOS TITLE |
| Name | Verified Name |
|---|---|
| Address | 4451 PALA RD, OCEANSIDE, CA 92057-6615 |
| Document Number | 0000509046 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2021-0509046 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 13, 2017 |
| Property Address | 4451 PALA RD, OCEANSIDE, CA 92057-6615 |
| Document Number | 0000113153 |
| Map Reference | MAP14262 |
| Instrument Date | Mar 03, 2017 |
| Instrument | 2017-0113153 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TSI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4451 PALA RD, OCEANSIDE, CA 92057-6615 |
| Document Number | 0000113154 |
|---|---|
| Date | Mar 13, 2017 |
| Instrument | 2017-0113154 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $428,393 (+2%) Land $184,649 Building $243,744 | |
| 2025 | $4,667.00 (+5.25%) Homeowner's exemption | $419,994 (-22.39%) Land $181,029 Building $238,965 |
| 2023 | $4,434.00 (-0.2%) Homeowner's exemption | $541,125 Land $320,000 Building $221,125 |
| 2022 | $4,443.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: California Internet, San Diego Broadband.
Based on FCC filings for 1,047 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OCEANSIDE serves 174,340 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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