4451 Laredo Pl, Billings, MT 59106 Property Records

Yellowstone County property record for 4451 Laredo Pl, Billings, MT 59106

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,428 sqft · built 1989
Lot Size	0.589 acres (25,668 sqft)
Owner	2 Individual Names on File
Last Sale	$639,683 (Jun 2025)
Tax Bill	$5,890 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C108740`

Property Details

APN / Parcel Number

Primary APN	`000C108740`
Alternative APNs	`03-1032-28-3-16-03-0000` `R0350416` `C108740` `C10874`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,428 sqft Living Area
Gross Area	4,615 sqft
1st Floor Area	1,914 sqft
2nd Floor Area	837 sqft
Basement Area	1,864 sqft
Finished Basement	1,677 sqft
Unfinished Basement	187 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,668 sqft (0.589 acres)
View / Lot	Neighborhood / Spot
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	81 sqft
Deck Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4451 LAREDO PL
City	BILLINGS
State	MT
Zip	59106-1365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	HYPARK SUBD, S28, T01 N, R25 E, BLOCK 3, LOT 1C, AMD
Legal Range	25E
Legal Township	01N
Legal Section	28
Legal Subdivision	HYPARK SUBD
Legal Block	3
Legal Lot Number	1C
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3007
Census Tract	1801

Owner

4451 Laredo Pl is owned and occupied by two individuals who bought it in June 2025.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4451 LAREDO PL, BILLINGS, MT 59106-1365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2025 · Amount on File
Deed Sale	Jun 27, 2025 · Amount on File
Prior Sale	Jan 7, 2022 · Amount on File
Deed Document Number	20254106130
Prior Transfer Date	Feb 24, 2023
Prior Transfer Doc	0004041473
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4451 LAREDO PL, BILLINGS, MT 59106-1365
Transaction Type	Mortgage
Record Updated	Aug 9, 2022
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004003837
Date	Jan 7, 2022
Instrument	4003837

Lender

Name	JONAH BANK OF WYOMING
Type	Bank
Address	CASPER, WY 82601

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 4451 Laredo Pl was $5,890, down 15.3% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$752,100 (-0.78%) Land $190,386 Building $561,714	$752,100 (-0.78%) Land $190,386 Building $561,714
2025	$5,890.00 (-15.32%)	$758,000 Land $190,386 Building $567,614	$758,000 Land $190,386 Building $567,614
2024	$6,956.00 (+10.36%)
2023	$6,303.00	$706,400	$706,400 Land $152,966 Building $553,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4451 Laredo Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4451 Laredo Pl is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 61% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100