4451 HOWE ST OAKLAND CA 946114215, OAKLAND, CA 94611-4215
June 2020: Intrafamily Transfer, Transfer
Document Type
Intrafamily Transfer
Jurisdiction
ALAMEDA CA
Recording Date
Jun 4, 2020
Property Address
4451 HOWE ST, OAKLAND, CA 94611-4215
Document Number
0000128920
Map Reference
MB 332 PG 33&34
Instrument Date
May 29, 2020
Instrument
2020128920
Transaction Type
Transfer
Record Updated
Aug 19, 2021
Title Company
OLD REPUBLIC TITLE COMPANY
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Community Property with Right of Survivorship
Address
4451 HOWE ST, PIEDMONT, CA 94611-4215
Mortgage
Document Number
0000128921
Date
Jun 4, 2020
Instrument
2020128921
Lender
Name
FIRST REPUBLIC BANK
Type
Bank
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Jul 1, 2050
Interest
Rate Type
Adjustable Rate
Rate
3.15%
Type Change Date
Jul 1, 2030
Change Frequency
Monthly
Min Rate At Change
2.95%
Max Rate At Change
10.9%
Index
1-Year CMT
Max Rate
10.9%
November 2017: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
ALAMEDA CA
Recording Date
Nov 8, 2017
Property Address
4451 HOWE ST, OAKLAND, CA 94611-4215
Document Number
0000247351
Instrument Date
Nov 2, 2017
Instrument
247351
Transaction Type
Transfer
Record Updated
Dec 6, 2017
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$2,002.00
Amount Accuracy
Full Value
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Joint Tenants with Right of Survivorship
Address
4451 HOWE ST OAKLAND CA 94611, OAKLAND, CA 94611
Mortgage
Document Number
247352
Date
Nov 8, 2017
Instrument
247352
Lender
Name
GUARANTEED RATE
Address
3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420
Agreement
Amount
Amount on Record
Term
360 Months
Due
Nov 7, 2047
Tax Assessment & Valuation
The 2025 property tax bill for 4451 Howe St was $31,281.
Source: Alameda County assessment roll, as of August 5, 2026
Property Jurisdictions
Type
Name
State
California
County
Alameda County
Municipality
Oakland City
Unified School District
Oakland Unified School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$2,340,900 (+2%)Land $702,270Building $1,638,630
2025
$31,281.00
$2,295,000Land $688,500Building $1,606,500
2023
$29,012.00Homeowner's exemption
$1,990,406Land $382,770Building $1,607,636
$2,240,910
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 4451 Howe St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
1 (2022)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 4451 Howe St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source
Surface water
Last State Inspection
Dec 2021
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 976 locations within half a mile, as of December 31, 2025