4451 Gloucester Rd, Brooksville, FL 34604 Property Records

Hernando County property record for 4451 Gloucester Rd, Brooksville, FL 34604

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,023 sqft · built 2017
Lot Size	0.999 acres (43,505 sqft)
Owner	2 Individual Names on Record
Last Sale	$33,900 (Apr 2016)
Tax Bill	$8,883 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R11-223-18-1542-0000-0471`

Property Details

APN / Parcel Number

Primary APN	`R11-223-18-1542-0000-0471`
Alternative APNs	`01262163` `1262163`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,023 sqft Living Area
Gross Area	5,853 sqft
1st Floor Area	4,023 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,505 sqft (0.999 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	1,148 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01262163
Street Address	4451 GLOUCESTER RD
City	BROOKSVILLE
State	FL
Zip	34604-8199
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ACRES E144.44 FT OF LOT 47 AKA A PAR IN CLASS I SUB AS APPROVED BY PLANNING DEPT (S-93-098)
Legal Range	18E
Legal Township	23S
Legal Section	11
Legal Subdivision	OAKWOOD ACRES
Legal Lot Number	47
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1019
Census Tract	40910

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4451 GLOUCESTER RD, BROOKSVILLE, FL 34604-8199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 9, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Apr 16, 2019	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Mar 7, 2018	Loan Modification, Mortgage GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2016 · Amount on Record
Deed Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	201621159
Deed Book / Page	3351 / 314
Prior Transfer Date	May 8, 2012
Prior Transfer Doc	0029020957
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4451 GLOUCESTER RD, BROOKSVILLE, FL 34604-8199
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 GLOUCESTER RD, SPRING HILL, FL 34604-8199

Mortgage

Document Number	0042910996
Date	May 2, 2023
Book Page	4291/996
Instrument	2023025048

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Apr 7, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4451 GLOUCESTER RD, BROOKSVILLE, FL 34604-8199
Transaction Type	Mortgage
Record Updated	Mar 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 GLOUCESTER RD, BROOKSVILLE, FL 34604-8199

Mortgage

Document Number	0039500869
Date	Feb 9, 2021
Book Page	3950/869
Instrument	2021008747

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4451 GLOUCESTER RD, BROOKSVILLE, FL 34604-8199
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038021292
Date	Feb 3, 2020
Book Page	3802/1292
Instrument	2020007179

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	4451 GLOUCESTER RD, BROOKSVILLE, FL 34604-8199
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036921782
Date	Apr 16, 2019
Book Page	3692/1782
Instrument	2019023457

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HERNANDO FL
Property Address	4451 GLOUCESTER RD, BROOKSVILLE, FL 34604-8199
Document Number	0035640088
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4451 GLOUCESTER RD BROOKSVILLE FL 346048199, BROOKSVILLE, FL 34604-8199

Mortgage

Document Number	0035640088
Date	Mar 20, 2018
Book Page	003564/000088
Instrument	16460

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602-2509

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,883.00 (+5.9%) Homeowner's exemption	$627,364 (+5.99%)	$855,318 (-0.41%) Land $95,711 Building $759,607
2023		$591,925 Land $591,925
2022	$8,388.00		$858,811 Land $82,660 Building $776,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Open Infra.

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