4451 Cypress Dr, Troy, MI 48085 Property Records

Oakland County property record for 4451 Cypress Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,218 sqft · built 1970
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Oct 2025)
Tax Bill	$3,468 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-15-451-019`

Property Details

APN / Parcel Number

Primary APN	`88-20-15-451-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,218 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	945 sqft
Unfinished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	4451 CYPRESS DR
City	TROY
State	MI
Zip	48085-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 15 CYPRESS GARDENS SUB. LOT 19
Legal Range	11E
Legal Township	2N
Legal Section	15
Legal Subdivision	CYPRESS GARDENS SUB
Legal Lot Number	19
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1005
Census Tract	197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4173 BRANDYWYNE DR, TROY, MI 48098-4263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Jan 7, 1999 · Amount on Record
Deed Document Number	2025138885
Deed Book / Page	60671 / 691
Prior Transfer Date	Nov 30, 2012
Prior Transfer Doc	0000266599
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 30, 2025
Property Address	4451 CYPRESS DR, TROY, MI 48085-4850
Document Number	0000138885
Book / Page	60671 / 691
Map Reference	LB 126 PG 7-9
Instrument Date	Oct 24, 2025
Instrument	138885
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4451 CYPRESS DR, TROY, MI 48085-4850

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4173 BRANDYWYNE DR, TROY, MI 48098-4263

Mortgage

Document Number	0060671576
Date	Oct 30, 2025
Instrument	60671/576

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	10.3%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,468.00 (-3.85%)
2023			$315,160
2022	$3,607.00	$157,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1998–2014)
Most Recent Claim	Aug 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20