4451 Co Rd 4513, Commerce, TX 75428 Property Records

Hunt County property record for 4451 Co Rd 4513, Commerce, TX 75428 · Last verified August 2026

Property Summary

Property Type	Commercial
Details	1,456 sqft · built 2003
Lot Size	4.43 acres (193,319 sqft)
Owner	Individual Name on File
Tax Bill	$1,507 (2023)
Deeds & Mortgages	Jul 2026 Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`0549-0140-0000-30`

Property Details

APN / Parcel Number

Primary APN	`0549-0140-0000-30`
Alternative APNs	`R28233` `28233`

Interior

Stories	1 Story
Building Area	1,456 sqft Gross Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Lot Area	193,319 sqft (4.43 acres)
Garage Type	Carport
Garage Area	1,840 sqft
Carport	Carport
Carport Area	1,840 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Open Porch
Shed	1 Shed
Shed Area	320 sqft
Utility Building	1,600 sqft

Location & Zoning

Street Address	4451 COUNTY ROAD 4513
City	COMMERCE
State	TX
Zip	75428-5811
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	A0549 JACKSON J H,TRACT 14, ACRES 4.438
Legal Subdivision	JACKSON J H
Legal Tract	14
Legal Block	3
Legal Lot Number	14
Jurisdiction	HUNT TX
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3001
Census Tract	960500

Owner

Source: Hunt County records · APN 0549-0140-0000-30

Assessment roll updated September 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4451 COUNTY ROAD 4513, COMMERCE, TX 75428-5811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY TRUST COMPANY
May 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 29, 2018
Deed Sale	May 29, 2018
Deed Document Number	20188271
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNT TX
Recording Date	Jul 07, 2026
Property Address	4451 COUNTY ROAD 4513, COMMERCE, TX 75428-5811
Document Number	0000012565
Instrument Date	Jun 30, 2026
Instrument	202612565
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 COUNTY ROAD 4513, COMMERCE, TX 75428-5811

Mortgage

Document Number	0000012565,
Date	Jul 07, 2026
Instrument	202612565

Lender

Name	GUARANTY TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUNT TX
Recording Date	May 29, 2018
Property Address	4451 COUNTY ROAD 4513, COMMERCE, TX 75428-5811
Document Number	0000008271
Instrument Date	May 24, 2018
Instrument	8271
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 COUNTY ROAD 4513 COMMERCE TX 754285811, COMMERCE, TX 75428-5811

Tax Assessment & Valuation

Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hunt County
Unified School District	Commerce Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$168,770 (+32.17%)	$201,650 (+57.92%) Land $78,580 Building $123,070
2023	$1,507.00 (+2.24%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$127,690 Land $68,710 Building $58,980	$127,690 Land $68,710 Building $58,980
2018	$1,474.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hunt County (48231C), updated May 3, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 25% of Texas
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
360 Communications, Inc. (OK, AR & TX)	Fixed Wireless (licensed-by-rule)	400 / 50
JAB Wireless	Fixed Wireless (unlicensed)	25 / 5

May also be available at this address: Spectrum, T-Mobile USA, AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Co Rd 4513

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures