4451 Blue Major Dr, Windermere, FL 34786 Property Records

Orange County property record for 4451 Blue Major Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,965 sqft · built 2006
Lot Size	0.331 acres (14,436 sqft)
Owner	Individual Name on Record
Tax Bill	$5,829 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-23-27-8394-02-420`

Property Details

APN / Parcel Number

Primary APN	`10-23-27-8394-02-420`
Alternative APNs	`272310839402420` `137798` `138654` `140168`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,965 sqft Living Area
Gross Area	3,973 sqft
1st Floor Area	1,569 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,436 sqft (0.331 acres)
Garage Type	Attached
Garage Area	548 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	214 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4451 BLUE MAJOR DR
City	WINDERMERE
State	FL
Zip	34786-3192
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	SUMMERPORT PHASE 5 58/124 LOT 242
Legal Range	27E
Legal Township	23S
Legal Section	10
Legal Subdivision	SUMMERPORT PH 5
Legal Phase	5
Legal Tract	8394
Legal Block	2
Legal Lot Number	242
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2003
Census Tract	17114

Owner

Source: Orange County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4451 BLUE MAJOR DR, WINDERMERE, FL 34786-3192
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Dec 17, 2019	Deed of Trust, Mortgage · FHA Mortgage FBC MTG
Jan 3, 2020	Quit Claim Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2020
Deed Sale	Jan 3, 2020
Prior Sale	Dec 28, 2011 · Amount on Record
Deed Document Number	20202940
Prior Transfer Date	Dec 14, 2019
Prior Transfer Doc	0000002940
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4451 BLUE MAJOR DR, WINDERMERE, FL 34786-3192
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 BLUE MAJOR DR, WINDERMERE, FL 34786-3192

Mortgage

Document Number	0000078908
Date	Feb 10, 2021
Instrument	20210078908

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4451 BLUE MAJOR DR, WINDERMERE, FL 34786-3192
Transaction Type	Mortgage
Record Updated	Feb 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 BLUE MAJOR DR, WINDERMERE, FL 34786-3192

Mortgage

Document Number	20210078908
Date	Feb 10, 2021
Instrument	20210078908

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	4451 BLUE MAJOR DR, WINDERMERE, FL 34786-3192
Document Number	0000002941
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	CLEAR TITLE/FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 BLUE MAJOR DR WINDERMERE FL 347863192, WINDERMERE, FL 34786-3192

Mortgage

Document Number	0000002941
Date	Jan 3, 2020
Instrument	2941

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 3, 2020
Property Address	4451 BLUE MAJOR DR, WINDERMERE, FL 34786-3192
Document Number	0000002940
Instrument Date	Dec 14, 2019
Instrument	2940
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 BLUE MAJOR DR WINDERMERE FL 347863192, WINDERMERE, FL 34786-3192

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,069 (+2.7%)	$604,800 (-1.22%) Land $140,000 Building $464,800
2025	$5,829.00 (+4.97%) Homeowner's exemption	$360,340 (+5.99%)	$612,300 (+18.06%) Land $140,000 Building $472,300
2024	$5,553.00 (+7.43%)
2023	$5,169.00 (+3.86%) Homeowner's exemption	$339,985 (+3%)	$518,624 (+17.07%) Land $140,000 Building $378,624
2022	$4,977.00 Homeowner's exemption	$330,083	$443,007 Land $125,000 Building $318,007

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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