4451 Baldwin Rd, Holly, MI 48442 Property Records

Genesee County property record for 4451 Baldwin Rd, Holly, MI 48442

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,006 sqft · built 1973
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Oct 2023 Reverse Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-27-400-024`

Property Details

APN / Parcel Number

Primary APN	`12-27-400-024`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,006 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	956 ft deep x 165 ft wide
Garage Area	896 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4451 BALDWIN RD
City	HOLLY
State	MI
Zip	48442-9353
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N-517-5 W 165 FT OF E 825 FT OF S 660 FT OF SE 1/4 SEC 27 T6N R7E 2.50 A
Legal Range	07E
Legal Township	06N
Legal Section	27
Jurisdiction	GENESEE MI
Township / Civil Division	GRAND BLANC
Census Block Group	4
Census Block	4012
Census Tract	11104

Owner

4451 Baldwin Rd is owned and occupied by an individual who acquired it in July 2020.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	4451 BALDWIN RD, HOLLY, MI 48442-9353
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
	Deed of Trust, Mortgage
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 10, 2020
Transfer Doc	0000045004
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4451 BALDWIN RD, HOLLY, MI 48442-9353
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 BALDWIN RD, HOLLY, MI 48442-9353

Mortgage

Document Number	0000055036
Date	Oct 19, 2023
Instrument	202310190055036

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	995 Months
Due	Aug 31, 2106

Interest

Rate Type	Adjustable Rate
Rate	7.43%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.4%

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4451 BALDWIN RD, HOLLY, MI 48442-9353
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4451 BALDWIN RD, HOLLY, MI 48442-9353

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4451 BALDWIN RD, HOLLY, MI 48442-9353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060793
Date	Sep 2, 2020
Instrument	202009020060793

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4451 Baldwin Rd was $2,842 with a homeowner's exemption, up 2.7% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Grand Blanc Charter Township
Unified School District	Grand Blanc Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,600 (-11.34%) Land $29,000 Building $65,600	$189,200 (-11.34%) Land $58,000 Building $131,200
2025	$2,842.00 (+2.75%) Homeowner's exemption	$106,700	$213,400
2024	$2,766.00
2023		$88,400	$176,800
2019	$2,290.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4451 Baldwin Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4451 Baldwin Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARTER TOWNSHIP OF GRAND BLANC serves 21,000 people · EPA ID MI0002745
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2024
Also Mapped Here	CITY OF GRAND BLANC
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Baldwin Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures