44504 Frontier Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 44504 Frontier Dr, Punta Gorda, FL 33982

Property Summary

Property TypeResidential Vacant Land
Lot Size0.239 acres (10,408 sqft)
Owner2 Company Names on Record
Last Sale$100 (Mar 2026)
Tax Bill$3,781 (2025)
Deeds & MortgagesMar 2026 Mortgage
Feb 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN422628201162

Property Details

APN / Parcel Number

Primary APN422628201162

Exterior

Lot Area10,408 sqft (0.239 acres)
View / LotWaterfront

Location & Zoning

Street Address44504 FRONTIER DR
CityPUNTA GORDA
StateFL
Zip33982-6181
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeBOZD
Legal DescriptionBABCOCK RANCH COMM CRESCENT LAKES PHASE 2 LOT 7508
Legal SubdivisionBABCOCK RANCH COMM CRESCENT LAKES PHASE
Legal Lot Number7508
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address44504 FRONTIER DR, PUNTA GORDA, FL 33982-6181
Owner TypeCompany
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Correction Deed · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 16, 2026Quit Claim Deed, Transfer
CAREFREE TITLE AGENCY INC
Feb 2, 2026Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2026 · Amount on Record
Deed SaleMar 16, 2026 · Amount on Record
Prior SaleFeb 2, 2026 · Amount on Record
Deed Document Number20263623863
Prior Transfer DateFeb 18, 2026
Prior Transfer Doc0003623862
Record UpdatedSep 20, 2026

March 2026: Correction Deed

Document TypeCorrection Deed
JurisdictionCHARLOTTE FL
Recording DateMar 16, 2026
Property Address44504 FRONTIER DR, PUNTA GORDA, FL 33982-6181
Document Number0003623863
Map ReferenceMB 27 PG 6A-6H
Instrument DateFeb 18, 2026
Instrument3623863
Record UpdatedApr 1, 2026
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1395 UNIVERSITY BLVD STE 300, 300, JUPITER, FL 33458-5382

Transferred To (Grantee/Buyer)

NameVerified Name
Address44504 FRONTIER DR, PUNTA GORDA, FL 33982-6181

Mortgage

Document Number0003623864
DateMar 16, 2026
Instrument3623864
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueFeb 1, 2056

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address44504 FRONTIER DR, PUNTA GORDA, FL 33982-6181
Transaction TypeMortgage
Record UpdatedFeb 18, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address17174 CURRY PRESERVE DR, BABCOCK RANCH, FL 33982-5201

Mortgage

Document Number0003610000
DateFeb 2, 2026
Instrument3610000
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateMar 16, 2026
Property Address44504 FRONTIER DR, PUNTA GORDA, FL 33982-6181
Document Number0003623862
Map ReferenceMB 27 PG 6A-6H
Instrument DateFeb 18, 2026
Instrument3623862
Transaction TypeTransfer
Record UpdatedApr 1, 2026
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1395 UNIVERSITY BLVD STE 300, 300, JUPITER, FL 33458-5382
InvestorPossibly a Property Investor

February 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 2, 2026
Property Address44504 FRONTIER DR, PUNTA GORDA, FL 33982-6181
Document Number0003609999
Map ReferenceMB 27 PG 6
Instrument DateJan 30, 2026
Instrument3609999
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 18, 2026
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,192.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1395 UNIVERSITY BLVD STE 300, 300, JUPITER, FL 33458-5382

Transferred To (Grantee/Buyer)

NameVerified Name
Address11301 NW BLOCKBIRD DR, PORT SAINT LUCIE, FL 34987-4446

Mortgage

Document Number0003610000
DateFeb 2, 2026
Instrument3610000
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,781.00 (-2.35%)$60,775 Land $60,775$60,775 Land $60,775
2024$3,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

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