4450 SW 20th Ln, Gainesville, FL 32607 Property Records

Alachua County property record for 4450 SW 20th Ln, Gainesville, FL 32607

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,361 sqft · built 1985
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$107,900 (May 2017)
Tax Bill	$3,516 (2025)
Deeds & Mortgages	May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06686-022-000`

Property Details

APN / Parcel Number

Primary APN	`06686-022-000`
Alternative APNs	`00691360000` `1054126`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,361 sqft Living Area
1st Floor Area	1,361 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	871 sqft (0.02 acres)
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4450 SW 20TH LN
City	GAINESVILLE
State	FL
Zip	32607-3830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U9
Legal Description	MARCHWOOD PB M-47 LOT 22 OR 4515/0462
Legal Range	19E
Legal Township	10S
Legal Section	10
Legal Subdivision	MARCHWOOD
Legal Lot Number	22
Jurisdiction	ALACHUA FL
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2011
Census Tract	1522

Owner

Source: Alachua County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4450 SW 20TH LN, GAINESVILLE, FL 32607-3830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	Jun 16, 2008 · Amount on Record
Deed Document Number	20173058479
Deed Book / Page	4515 / 462
Record Updated	Oct 29, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	May 11, 2017
Property Address	4450 SW 20TH LN, GAINESVILLE, FL 32607-3830
Document Number	0045150462
Book / Page	4515 / 0462
Map Reference	MB M PG47
Instrument Date	May 10, 2017
Instrument	3058479
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	BOSSHARDT TITLE INS AGENCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$755.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4450 SW 20TH LN, GAINESVILLE, FL 32607-3830

Mortgage

Document Number	3058480
Date	May 11, 2017
Instrument	3058480

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Municipality	Gainesville City
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,516.00 (+8.38%)	$167,762 (+13.76%) Land $68,000 Building $99,762	$167,762 (+13.76%) Land $68,000 Building $235,762
2024	$3,244.00 (+8.42%)
2023	$2,992.00 (+15.21%)	$147,470 (+12.31%) Land $66,000 Building $81,470	$147,470 (+12.31%) Land $66,000 Building $81,470
2022	$2,597.00	$131,304 Land $58,000 Building $73,304	$131,304 Land $58,000 Building $73,304

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Pavlov Media.

Nearby Properties on SW 20th Ln

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