4450 N 54th St, Phoenix, AZ 85018 Property Records

Maricopa County property record for 4450 N 54th St, Phoenix, AZ 85018

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,512 sqft · built 1971
Lot Size	0.706 acres (30,740 sqft)
Owner	2 Individual Names on File
Last Sale	$1,725,000 (Aug 2025)
Tax Bill	$5,371 (2025)
Deeds & Mortgages	Aug 2026 Transfer Jul 2026 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`172-33-039`

Property Details

APN / Parcel Number

Primary APN	`172-33-039`
Alternative APN	`172330399`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,512 sqft Living Area
Gross Area	2,778 sqft
1st Floor Area	2,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Block Painted
Construction Type	Concrete Block
Roof Material	Wood
Lot Area	30,740 sqft (0.706 acres)
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Porch	Slab
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4450 N 54TH ST
City	PHOENIX
State	AZ
Zip	85018-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-35
Legal Description	ROYAL TERRACE AMD MCR 129-24
Legal Range	4E
Legal Township	2N
Legal Section	20
Legal Subdivision	ROYAL TERRACE AMD
Legal Lot Number	10
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1001
Census Tract	108000

Owner

4450 N 54th St is owned by two individuals who bought it in August 2025.

Source: Maricopa County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5324 E MARIPOSA ST, PHOENIX, AZ 85018-3030
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Quit Claim Deed, Transfer ESSENT TITLE INSURANCE
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY BANK
Aug 29, 2025	Special Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Sep 2, 2025	Intrafamily Transfer, Transfer
Jan 16, 2025	Trustee's Deed, Foreclosure FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Oct 31, 2022	Lease, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Oct 31, 2022	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2025 · Amount on File
Deed Sale	Aug 29, 2025 · Amount on File
Prior Sale	Jan 16, 2025 · Amount on File
Deed Document Number	2025502214
Prior Transfer Date	Jan 15, 2025
Prior Transfer Doc	0000028170
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 3, 2026
Property Address	4450 N 54TH ST, PHOENIX, AZ 85018-3102
Document Number	0000458100
Instrument Date	Jul 29, 2026
Instrument	2026458100
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	ESSENT TITLE INSURANCE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 E MARIPOSA ST, PHOENIX, AZ 85018-3030

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 20, 2026
Property Address	4450 N 54TH ST, PHOENIX, AZ 85018-3102
Document Number	0000428701
Instrument Date	Jul 13, 2026
Instrument	2026428701
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 E MARIPOSA ST, PHOENIX, AZ 85018-3030

Mortgage

Document Number	0000428701,
Date	Jul 20, 2026
Instrument	2026428701

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 29, 2025
Property Address	4450 N 54TH ST, PHOENIX, AZ 85018-3102
Document Number	0000502214
Map Reference	MB 129 PG 24
Instrument Date	Aug 29, 2025
Instrument	20250502214
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 FLOWER STREET 16TH FLOOR16TH, 16 FLOOR16, LOS ANGELES, CA 90071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 E MARIPOSA ST, PHOENIX, AZ 85018-3030

Mortgage

Document Number	0000502216
Date	Aug 29, 2025
Instrument	20250502216

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 2, 2025
Property Address	4450 N 54TH ST, PHOENIX, AZ 85018-3102
Document Number	0000504031
Map Reference	MB 129 PG 24
Instrument Date	Aug 28, 2025
Instrument	20250504031
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5324 E MARIPOSA ST, PHOENIX, AZ 85018-3030

January 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 16, 2025
Property Address	4450 N 54TH ST, PHOENIX, AZ 85018-3102
Document Number	0000028170
Map Reference	MB 129 PG 24
Instrument Date	Jan 15, 2025
Instrument	20250028170
Transaction Type	Foreclosure
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 S FLOWER ST # 16TH, LOS ANGELES, CA 90071-2300

October 2022: Lease, Transfer

Document Type	Lease
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2022
Property Address	4450 N 54TH ST, PHOENIX, AZ 85018-3102
Document Number	0000811565
Map Reference	MB 129 PG 24
Instrument Date	Oct 28, 2022
Instrument	20220811565
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5324 E MARIPOSA ST, PHOENIX, AZ 85018-3030
Mail Care Of	4450 N 54TH STREET

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 31, 2022
Property Address	4450 N 54TH ST, PHOENIX, AZ 85018-3102
Document Number	0000811566
Map Reference	MB 132 PG 8
Instrument Date	May 17, 2022
Instrument	20220811566
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1231 E CAMBRIDGE AVE, PHOENIX, AZ 85006-1102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 E CAMELBACK RD STE 220, 220, PHOENIX, AZ 85016-4308

Mortgage

Document Number	0000811567
Date	Oct 31, 2022
Instrument	20220811567

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	9.25%
Index	1-Year CMT
Margin	3
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4450 N 54th St was $5,371.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$147,200 (+125.54%)	$1,472,000 (-0.07%) Land $294,400 Building $1,177,600
2025	$5,371.00	$65,267 (-53.86%)	$1,473,000 (+4.14%) Land $294,600 Building $1,178,400
2024		$141,450	$1,414,500 Land $282,900 Building $1,131,600
2023	$5,026.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4450 N 54th St in Zone X, an area of moderate flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	4 (2009–2014)
Most Recent Claim	Oct 2014

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4450 N 54th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AirFiber WISP, CenturyLink.

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