4450 Meridian Ave, Oxnard, CA 93035 Property Records

Ventura County property record for 4450 Meridian Ave, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,051 sqft · built 1971
Lot Size	0.068 acres (2,940 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Nov 1996)
Tax Bill	$6,874 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`188-0-081-025`

Property Details

APN / Parcel Number

Primary APN	`188-0-081-025`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,051 sqft Living Area
Gross Area	1,991 sqft
1st Floor Area	983 sqft
2nd Floor Area	1,008 sqft
Upper Floors Area	42 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Traditional
Exterior Material	Wood
Roof Material	Tile
Lot Area	2,940 sqft (0.068 acres)
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces
Deck Area	588 sqft
Patio Area	1,176 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4450 MERIDIAN AVE
City	OXNARD
State	CA
Zip	93035-3736
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RW2
Legal Description	TRACT: 202601 LOT: 244 REF: 055MR 079
Legal Subdivision	2026-1
Legal Tract	202601
Legal Block	81
Legal Lot Number	244
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1007
Census Tract	3616

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4450 MERIDIAN AVE, OXNARD, CA 93035-3736
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2017	Deed of Trust, Mortgage · Line of Credit CBC FCU
Nov 2, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 1996 · Amount on Record
Deed Sale	Nov 1, 1996 · Amount on Record
Deed Document Number	1996148409
Last Transfer Date	Aug 11, 2014
Transfer Doc	0000104151
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4450 MERIDIAN AVE, OXNARD, CA 93035-3736
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044814
Date	Apr 4, 2017
Instrument	20170404-00044814

Lender

Name	CBC FCU
Type	Credit Union
Address	OXNARD, CA 93036

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 28, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	4450 MERIDIAN AVE, OXNARD, CA 93035-3736
Document Number	0000138422
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4450 MERIDIAN AVE OXNARD CA 930353736, OXNARD, CA 93035-3736

Mortgage

Document Number	0000138422
Date	Dec 10, 2018
Instrument	138422

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 9, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$535,403 (+2%) Land $209,304 Building $326,099
2025	$6,874.00 (+2.09%) Homeowner's exemption	$524,905 (+4.04%) Land $205,200 Building $319,705
2024	$6,733.00 (+3.55%)
2023	$6,502.00 (+2.9%) Homeowner's exemption	$504,523 Land $197,231 Building $307,292
2022	$6,319.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier.

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