Denton County property record for 4450 Florence Rd, Ponder, TX 76259
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,156 sqft · built 2010 |
| Lot Size | 2.33 acres (101,930 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,632 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R338643 |
| Primary APN | R338643 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,156 sqft Living Area |
| Gross Area | 3,986 sqft |
| 1st Floor Area | 3,156 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 101,930 sqft |
| Garage Type | Attached |
| Garage Area | 830 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 822 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4450 FLORANCE RD |
|---|---|
| City | PONDER |
| State | TX |
| Zip | 76259-8489 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A1286A A.M. FELTUS, TR 1A, 2.34 ACRES |
| Legal Subdivision | A.M. FELTUS |
| Legal Tract | 1A |
| Jurisdiction | DENTON TX |
| Township / Civil Division | JUSTIN-ROANOKE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20314 |
Source: Denton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4450 FLORANCE RD, PONDER, TX 76259-8489 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Line of Credit FROST BANK |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACCESSBANK TEXAS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 4450 FLORANCE RD, PONDER, TX 76259-8489 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4450 FLORANCE RD, PONDER, TX 76259-8489 |
| Document Number | 0000019222 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 2026-019222 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 1600, SAN ANTONIO, TX 78296 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Property Address | 4450 FLORENCE RD, PONDER, TX 76259-8489 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE RESOURCES |
| Name | Verified Name |
|---|
| Document Number | 0000126046 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2020-126046 |
| Name | ACCESSBANK TEXAS |
|---|---|
| Type | Bank |
| Address | DENTON, TX 76201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Unified School District | Ponder Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $634,395 (-17.83%) Land $174,267 Building $629,882 | $804,149 (+4.16%) Land $174,267 Building $629,882 | |
| 2025 | $6,632.00 (+19.13%) | ||
| 2023 | $5,567.00 (-10.67%) Homeowner's exemption | $772,045 Land $174,267 Building $597,778 | $772,045 Land $174,267 Building $597,778 |
| 2022 | $6,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 47% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF NORTHLAKE serves 10,430 people · EPA ID TX0610235 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Nextlink Fixed Wireless | 400 / 100 |
| ElektraFi Fixed Wireless | 400 / 60 |
| Rise Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
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