4450 Diamond St, Apt 4, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4450 Diamond St, Apt 4, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	925 sqft · built 1973
Lot Size	0.023 acres (1,002 sqft)
Owner	2 Trust Names on File
Last Sale	$250,000 (Jan 2001)
Tax Bill	$5,446 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-632-08`

Property Details

APN / Parcel Number

Primary APN	`034-632-08`
Alternative APN	`034-632-08-000`

Interior

Building Area	925 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,002 sqft (0.023 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4450 DIAMOND ST, 4
City	CAPITOLA
State	CA
Zip	95010-3052
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CAPITOLA SHORES
Legal Lot Number	46
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1021
Census Tract	121701

Owner

4450 Diamond St, Apt 4 is owner-occupied and held in a trust since August 2026.

Source: Santa Cruz County records, as of September 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4450 DIAMOND ST, 4, CAPITOLA, CA 95010-3052
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 25, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit BAY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2001 · Amount on File
Deed Sale	Jan 23, 2001 · Amount on File
Deed Document Number	20013254
Last Transfer Date	Aug 12, 2026
Transfer Doc	0000019138
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 25, 2026
Property Address	4450 DIAMOND ST, 4, CAPITOLA, CA 95010-3052
Document Number	0000019138
Instrument Date	Aug 12, 2026
Instrument	202619138
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4450 DIAMOND ST, 4, CAPITOLA, CA 95010-3052

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 25, 2026
Property Address	4450 DIAMOND ST, 4, CAPITOLA, CA 95010-3052
Document Number	0000019139
Instrument Date	Aug 12, 2026
Instrument	202619139
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4450 DIAMOND ST, 4, CAPITOLA, CA 95010-3052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4450 DIAMOND ST APT 4, 4, CAPITOLA, CA 95010-3052
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4450 DIAMOND ST 4, 4, CAPITOLA, CA 95010-3052

Mortgage

Document Number	0000012690
Date	Apr 20, 2022
Instrument	2022-0012690

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4450 Diamond St, Apt 4 was $5,446.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,248 (+2%) Land $230,550 Building $153,698
2025	$5,446.00 Homeowner's exemption	$376,714 Land $226,030 Building $150,684
2023	$4,896.00 (+1.62%) Homeowner's exemption	$362,086 Land $217,254 Building $144,832	$570,600
2022	$4,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4450 Diamond St, Apt 4 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4450 Diamond St, Apt 4 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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