445 Zelkova Rd, Williamsburg, VA 23185 Property Records

Williamsburg City property record for 445 Zelkova Rd, Williamsburg, VA 23185

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,797 sqft · built 2001
Owner	Individual Name on File
Last Sale	$345,000 (Jul 2024)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	Jun 2021 Sale Jan 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`439-(07)-03-040`

Property Details

APN / Parcel Number

Primary APN	`439-(07)-03-040`
Alternative APN	`3022.187.321`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,797 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Material	Shingle
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	445 ZELKOVA RD
City	WILLIAMSBURG
State	VA
Zip	23185-4364
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-1 (MULT
Legal Description	WYNDHAM PLANTATION CONDOMINIUN PHASE III UNIT 40
Legal Subdivision	WYNDHAM PLANTATION (CONDO)
Legal Phase	3
Legal Block	03
Legal Unit	40
Jurisdiction	WILLIAMSBURG CITY VA
Township / Civil Division	WILLIAMSBURG
Census Block Group	2
Census Block	2004
Census Tract	370200

Owner

445 Zelkova Rd, a condominium, is owned and occupied by an individual who bought it in July 2024.

Source: Williamsburg City records, as of January 13, 2026

Owner of Record	Individual Name on File
Mailing Address	445 ZELKOVA RD, WILLIAMSBURG, VA 23185-4364
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Warranty Deed, Transfer
Jan 31, 2006	Warranty Deed, Transfer · Conventional Mortgage CCO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Jun 16, 2021 · Amount on File
Deed Document Number	20242247
Prior Transfer Date	May 8, 2024
Prior Transfer Doc	0020241446
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Jun 16, 2021
Property Address	445 ZELKOVA RD, WILLIAMSBURG, VA 23185-4364
Document Number	0000212407
Instrument Date	Jun 7, 2021
Instrument	212407
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17318 SUNSET RANCH DR, MONTGOMERY, TX 77316-2331

January 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSBURG CITY VA
Recording Date	Jan 31, 2006
Property Address	445 ZELKOVA RD, WILLIAMSBURG, VA 23185-4364
Document Number	0000600271
Instrument Date	Jan 10, 2006
Instrument	600271
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060272
Date	Jan 31, 2006
Instrument	60/272

Lender

Name	CCO MORTGAGE CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 445 Zelkova Rd was $2,068.

Source: Williamsburg City assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Williamsburg City
Unified School District	Williamsburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00	$333,600 Land $17,100 Building $316,500	$333,600 Land $17,100 Building $316,500
2023	$1,716.00	$276,900 Land $17,100 Building $259,800	$276,900 Land $17,100 Building $259,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Zelkova Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1989)
Most Recent Claim	Aug 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Zelkova Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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