445 Windham Ave, Colchester, CT 06415 Property Records

Colchester Town property record for 445 Windham Ave, Colchester, CT 06415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1984
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Jul 2026)
Tax Bill	$5,670 (2025)
Deeds & Mortgages	Jul 2026 Sale & Line of Credit Oct 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S0366800`

Property Details

APN / Parcel Number

Primary APN	`S0366800`
Alternative APN	`COLC M:007 B:002 L:014-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	S0366800
Street Address	445 WINDHAM AVE
City	COLCHESTER
State	CT
Zip	06415-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Block	2
Legal Lot Number	14-0
Jurisdiction	COLCHESTER CT
Township / Civil Division	COLCHESTER
Census Block Group	2
Census Block	2006
Census Tract	714104

Owner

Source: Colchester Town records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	110 W HIGH ST, EAST HAMPTON, CT 06424-1753
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Line of Credit WASHINGTON TRUST MORTGAGE
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance HANSCOM FCU
Aug 13, 2019	Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Aug 13, 2019 · Amount on Record
Deed Book / Page	1588 / 655
Transfer Doc	1211-79
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLCHESTER CT
Recording Date	Jul 2, 2026
Property Address	445 WINDHAM AVE, COLCHESTER, CT 06415-2805
Document Number	1588000655
Book / Page	1588 / 655
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	110 W HIGH ST, EAST HAMPTON, CT 06424-1753

Mortgage

Date	Jul 2, 2026

Lender

Name	WASHINGTON TRUST MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.51%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLCHESTER CT
Property Address	445 WINDHAM AVE, COLCHESTER, CT 06415-2805
Transaction Type	Mortgage
Record Updated	Nov 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001513-203
Date	Oct 28, 2022
Book Page	1513/203

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLCHESTER CT
Recording Date	Aug 13, 2019
Property Address	445 WINDHAM AVE, COLCHESTER, CT 06415-2805
Document Number	1379-20
Book / Page	1379 / 20
Instrument Date	Jul 25, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WINDHAM AVE, COLCHESTER, CT 06415-2805

Mortgage

Document Number	137923
Date	Aug 13, 2019
Instrument	1379/23

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Colchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Colchester Town
Unified School District	Colchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,670.00	$189,500 (-) Land $40,000 Building $149,500	$132,650 Land $28,000 Building $104,650
2024	$5,670.00 (+9.93%)
2023	$5,158.00 (+0.51%)	$189,500 (-) Land $40,000 Building $149,500
2022	$5,132.00	$189,500 Land $40,000 Building $149,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 96% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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