Napa County property record for 445 Wilson St, Napa, CA 94559
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 620 sqft · built 1940 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $899,000 (May 2026) |
| Tax Bill | $11,003 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-022-006-000 |
| Primary APN | 005-022-006-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 620 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 005-022-006 |
|---|---|
| Street Address | 445 WILSON ST |
| City | NAPA |
| State | CA |
| Zip | 94559-3205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RT4 |
| Legal Description | LOT 6 CORNWELLS SOUTH ADDN 1R/M38 |
| Legal Subdivision | CORNWELL S ADDN |
| Legal Lot Number | 6 |
| Jurisdiction | NAPA CA |
| Township / Civil Division | NAPA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 200202 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Napa Abajo-Fuller Park Historic District listed 1997 · 297 contributing resources · NRIS 97000042 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Napa County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 445 WILSON ST, NAPA, CA 94559-3205 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 14, 2026 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC |
| Sep 6, 2022 | Grant Deed, Transfer · Commercial Mortgage NOTE ORIUS INC |
| May 16, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HOMESTREET BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Sep 6, 2022 · Amount on Record |
| Deed Document Number | 20267085 |
| Prior Transfer Date | Mar 26, 2004 |
| Prior Transfer Doc | 0000012270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | May 14, 2026 |
| Property Address | 445 WILSON ST, NAPA, CA 94559-3205 |
| Document Number | 0000007085 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026.7085 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $99,878.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 445 WILSON ST, NAPA, CA 94559-3205 |
| Document Number | 0000007086, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026..7086 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NAPA CA |
| Recording Date | Sep 6, 2022 |
| Property Address | 445 WILSON ST, NAPA, CA 94559-3205 |
| Document Number | 0000016594 |
| Map Reference | MB 1 PG 38 |
| Instrument Date | Aug 31, 2022 |
| Instrument | 2022-0016594 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 445 WILSON ST, NAPA, CA 94559-3205 |
| Document Number | 0000016595 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 2022-0016595 |
| Name | NOTE ORIUS INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAPA CA |
| Property Address | 445 WILSON ST, NAPA, CA 94559-3205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008875 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 2019-0008875 |
| Name | HOMESTREET BANK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Napa County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Napa County |
| Municipality | Napa City |
| Unified School District | Napa Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,003.00 (+2.12%) | $903,087 (+2%) Land $344,892 Building $558,195 | $903,087 (+2%) Land $344,892 Building $558,195 |
| 2025 | $10,775.00 (+5.16%) | $885,380 (+4.04%) Land $338,130 Building $547,250 | $885,380 Land $338,130 Building $547,250 |
| 2023 | $10,246.00 (+60.67%) | $851,000 Land $325,000 Building $526,000 | |
| 2022 | $6,377.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 24 (1983–2006) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Feb 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NAPA serves 84,804 people · EPA ID CA2810003 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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