445 Wilson St, Fairfield, CT 06825 Property Records

Fairfield Town property record for 445 Wilson St, Fairfield, CT 06825

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,300 sqft · built 1937
Lot Size	0.124 acres (5,400 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (Jun 2025)
Tax Bill	$8,294 (2026)
Deeds & Mortgages	Dec 2024 Line of Credit Jun 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`FAIR M:28 B:217`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:28 B:217`
Alternative APNs	`FFLD M:28 B:217` `M:028 L:217 X` `8827`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,300 sqft Living Area
Gross Area	2,149 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,400 sqft (0.124 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	8827
Street Address	445 WILSON ST
City	FAIRFIELD
State	CT
Zip	06825-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	217
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1006
Census Tract	61100

Owner

Source: Fairfield Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 GRACIE LN, DARIEN, CT 06820-2306
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2024	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jun 25, 2025	Warranty Deed, Transfer · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 25, 2025 · Amount on Record
Deed Sale	Jun 25, 2025 · Amount on Record
Prior Sale	Feb 19, 1987 · Amount on Record
Deed Document Number	20253064
Deed Book / Page	6621 / 202
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	445 WILSON ST, FAIRFIELD, CT 06825-1427
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006565-70
Date	Dec 2, 2024
Book Page	6565/70
Instrument	2024-6118

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jun 25, 2025
Property Address	445 WILSON ST, FAIRFIELD, CT 06825-1427
Document Number	006621-202
Book / Page	6621 / 202
Instrument Date	Jun 24, 2025
Instrument	2025-3064
Transaction Type	Transfer
Record Updated	Nov 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 GRACIE LN, DARIEN, CT 06820-2306

Mortgage

Document Number	0020253065
Date	Jun 25, 2025
Instrument	2025-3065

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

Tax Assessment & Valuation

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,294.00 (+13.94%)	$432,180 (+68.55%) Land $352,870 Building $79,310	$646,238 (+260.05%)
2025	$7,279.00	$256,410 (-) Land $175,350 Building $81,060	$179,487 Land $122,745 Building $56,742
2024	$7,279.00 (+3.19%)
2023	$7,054.00	$256,410 Land $175,350 Building $81,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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