Miami County property record for 445 Wilson Rd, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,587 sqft · built 2004 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jan 2004) |
| Tax Bill | $6,512 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C06-039410 |
| Primary APN | C06-039410 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,587 sqft Living Area |
| 1st Floor Area | 5,194 sqft |
| Upper Floors Area | 736 sqft |
| Attic | Attic |
| Attic Area | 254 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 1,308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 445 WILSON RD |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-8000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5-7-25 SW PT NE PT TR 2 |
| Legal Range | 05 |
| Legal Township | 07 |
| Legal Section | 25 |
| Legal Tract | 2 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 365301 |
445 Wilson Rd is owned and occupied by two individuals who bought it in January 2004.
Source: Miami County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 WILSON RD, TROY, OH 45373-8000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2004 · Amount on File |
| Deed Sale | Jan 14, 2004 · Amount on File |
| Prior Sale | Mar 3, 2000 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 445 WILSON RD, TROY, OH 45373-8000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 445 WILSON RD, TROY, OH 45373-8000 |
| Document Number | 0000000847 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 2026OR-00847 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | 3560 PENTAGON BLVD, BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 15, 2041 |
The 2025 property tax bill for 445 Wilson Rd was $6,512 with a homeowner's exemption, down 1.2% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,512.00 (-1.15%) Homeowner's exemption | $189,080 (+11.78%) Land $33,640 Building $155,440 | $540,200 Land $96,100 Building $444,100 |
| 2024 | $6,588.00 (+2.06%) Homeowner's exemption | $169,160 (-) Land $32,660 Building $136,500 | |
| 2023 | $6,455.00 (+16.92%) Homeowner's exemption | $169,160 (-) Land $32,660 Building $136,500 | $483,300 (-) Land $93,300 Building $390,000 |
| 2022 | $5,521.00 Homeowner's exemption | $169,160 Land $32,660 Building $136,500 | $483,300 Land $93,300 Building $390,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Wilson Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Wilson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Imagine Networks Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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