445 Williams Rd, Henderson, TN 38340 Property Records

Chester County property record for 445 Williams Rd, Henderson, TN 38340

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,390 sqft · built 1951
Lot Size	2.6 acres (113,256 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jan 2022)
Tax Bill	$1,111 (2026)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012033 13502`

Property Details

APN / Parcel Number

Primary APN	`012033 13502`
Alternative APN	`033 13502 00006033`

Interior

Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,390 sqft Living Area
1st Floor Area	1,315 sqft
Basement Area	1,315 sqft
Finished Basement	1,315 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	113,256 sqft (2.6 acres)
Terrain	Rolling
Porch	Slab
Porch Area	104 sqft
Utility Building	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	445 WILLIAMS RD
City	HENDERSON
State	TN
Zip	38340-7645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: H51
Jurisdiction	CHESTER TN
Township / Civil Division	5
Census Block Group	2
Census Block	2000
Census Tract	970302

Owner

445 Williams Rd is owned and occupied by an individual who bought it in January 2022.

Source: Chester County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	445 WILLIAMS RD, HENDERSON, TN 38340-7645
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Aug 23, 2017	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2022 · Amount on File
Deed Sale	Jan 21, 2022 · Amount on File
Prior Sale	Jun 21, 2021 · Amount on File
Deed Document Number	202269588
Deed Book / Page	487 / 149
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Jun 21, 2021
Property Address	445 WILLIAMS RD, HENDERSON, TN 38340-7645
Document Number	0004760754
Book / Page	476 / 754
Instrument Date	Jun 18, 2021
Instrument	67632
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WILLIAMS RD, HENDERSON, TN 38340-7645

Mortgage

Document Number	0000067633
Date	Jun 21, 2021
Instrument	67633

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER TN
Recording Date	Aug 23, 2017
Property Address	445 WILLIAMS RD, HENDERSON, TN 38340-7645
Document Number	0004240358
Book / Page	424 / 358
Instrument Date	Aug 22, 2017
Instrument	57079
Transaction Type	Transfer
Record Updated	Sep 1, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 584, HENDERSON, TN 38340-0584

Mortgage

Document Number	0004240360
Date	Aug 23, 2017
Book Page	424/360
Instrument	57080

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 445 Williams Rd was $1,111.

Source: Chester County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Chester County
Unified School District	Chester County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,111.00	$54,550 (-)	$218,200 (-) Land $34,900 Building $183,300
2025	$1,111.00	$54,550	$218,200 Land $34,900 Building $183,300
2023	$665.00	$26,750	$107,000 Land $26,500 Building $80,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 445 Williams Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Williams Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER DEPT serves 8,924 people · EPA ID TN0000293
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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