445 White Rd, Bybee, TN 37713 Property Records

Cocke County property record for 445 White Rd, Bybee, TN 37713

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,075 sqft · built 1920
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Apr 2019)
Tax Bill	$729 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`015007 02204`

Property Details

APN / Parcel Number

Primary APN	`015007 02204`
Alternative APN	`007 02204`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,075 sqft Living Area
1st Floor Area	896 sqft
Attic	Attic
Attic Area	896 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,314 sqft (0.65 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	445 WHITE RD
City	BYBEE
State	TN
Zip	37713-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: Z01
Jurisdiction	COCKE TN
Township / Civil Division	3
Census Block Group	1
Census Block	1005
Census Tract	920100

Owner

Source: Cocke County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 WHITE RD, BYBEE, TN 37713-2132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Line of Credit CONSUMER CREDIT UNION
Apr 8, 2019	Warranty Deed, Transfer LAKEWAY TITLE SERVICES, LAKEWAY TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Prior Sale	Dec 11, 2013 · Amount on Record
Deed Document Number	201921290
Deed Book / Page	1503 / 746
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCKE TN
Recording Date	May 27, 2026
Property Address	445 WHITE RD, BYBEE, TN 37713-2132
Document Number	0000002605
Book / Page	1700 / 303
Instrument Date	May 26, 2026
Instrument	20262605
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	467 WHITE RD, BYBEE, TN 37713-2132

Mortgage

Document Number	0000002605,
Date	May 27, 2026
Book Page	1700/303
Instrument	20262605

Lender

Name	CONSUMER CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	24 Months
Due	Jun 1, 2028

Interest

Rate	6.3%
Max Rate	-1%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCKE TN
Recording Date	Apr 8, 2019
Property Address	445 WHITE RD, BYBEE, TN 37713-2132
Document Number	1503746
Book / Page	001503 / 000746
Instrument Date	Apr 4, 2019
Instrument	21290
Transaction Type	Transfer
Record Updated	Apr 17, 2019
Title Company	LAKEWAY TITLE SERVICES, LAKEWAY TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$38.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WHITE RD BYBEE TN 377132132, BYBEE, TN 37713-2132

Tax Assessment & Valuation

Source: Cocke County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Cocke County
Unified School District	Cocke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$729.00 (+11.13%)	$48,625 (+89.76%) Land $2,350 Building $46,275	$194,500 (+89.76%) Land $9,400 Building $185,100
2024	$656.00	$25,625 (-) Land $1,850 Building $23,775
2023	$656.00 (-0.15%)	$25,625 (-) Land $1,850 Building $23,775
2022	$657.00	$25,625 Land $1,850 Building $23,775	$102,500 (-) Land $7,400 Building $95,100
2020			$102,500 Land $7,400 Building $95,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2011–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WITT UTILITY DISTRICT serves 5,771 people · EPA ID TN0000650
Water Source	Surface water
Last State Inspection	Sep 2023
Also Mapped Here	OLD KNOXVILLE HWY U.D.
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	Coliform assessment Oct 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Newport Utilities Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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