445 Wheeler Rd, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 445 Wheeler Rd, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,892 sqft · built 1986
Lot Size	0.918 acres (40,003 sqft)
Owner	2 Individual Names on File
Last Sale	$156,000 (Jun 1986)
Tax Bill	$5,987 (2026)
Deeds & Mortgages	Dec 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:22 B:36 L:12`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:22 B:36 L:12`
Alternative APN	`M:0022 B:0036 L:0012`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
Gross Area	3,782 sqft
1st Floor Area	1,008 sqft
Basement Area	816 sqft
Unfinished Basement	432 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,003 sqft (0.918 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	445 WHEELER RD
City	DRACUT
State	MA
Zip	01826-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	36
Legal Lot Number	12
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	2
Census Block	2011
Census Tract	314302

Owner

445 Wheeler Rd is owned and occupied by two individuals who bought it in June 1986.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	445 WHEELER RD, DRACUT, MA 01826-4235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 1986 · Amount on File
Deed Sale	Jun 18, 1986 · Amount on File
Deed Book / Page	3540 / 29
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DRACUT MA
Property Address	445 WHEELER RD, DRACUT, MA 01826-4235
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036685-86
Date	Dec 31, 2021
Book Page	36685/86
Instrument	75678

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2042

Tax Assessment & Valuation

The 2026 property tax bill for 445 Wheeler Rd was $5,987, up 1.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,987.00 (+1.53%)	$619,100 (+6.25%) Land $249,300 Building $369,800	$666,615 (-)
2025	$5,897.00 (-0.39%)	$582,700 (+2.86%) Land $228,700 Building $354,000	$666,615 (+0.04%)
2024	$5,920.00 (+3.26%)	$566,500 (+14.42%) Land $217,900 Building $348,600	$666,330
2023	$5,733.00	$495,100 Land $189,600 Building $305,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 445 Wheeler Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2001–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 445 Wheeler Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENWOOD WATER DISTRICT serves 9,620 people · EPA ID MA3079001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20