445 Watkins Rd, Denton, NC 27239 Property Records

Davidson County property record for 445 Watkins Rd, Denton, NC 27239

Property Summary

Property TypeRural Home
Details2 bd · 1.5 ba · 2,466 sqft · built 1974
Lot Size0.61 acres (26,572 sqft)
OwnerIndividual Name on Record
Last Sale$232,000 (Nov 2016)
Tax Bill$1,934 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-006-0-000-0014-A

Property Details

APN / Parcel Number

Primary APN09-006-0-000-0014-A
Alternative APN
  • 9226467

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,466 sqft Total Area
1st Floor Area1,158 sqft
Basement Area858 sqft
Finished Basement858 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1995
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,572 sqft (0.61 acres)
Lot Width104 ft Width
View / LotWaterfront

Exterior Amenities

PorchSlab
Porch Area300 sqft
Deck Area150 sqft
Patio Area150 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number9226467
Street Address445 WATKINS RD
CityDENTON
StateNC
Zip27239-6624
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRS
Legal DescriptionL14A BK2677-678 SWAMP CREEK
Legal SubdivisionSWAMP CREEK
JurisdictionDAVIDSON NC
Township / Civil DivisionHEALING SPRING
Census Block Group2
Census Block2049
Census Tract62001

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address445 WATKINS RD, DENTON, NC 27239-6624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 23, 2016 · Amount on Record
Deed SaleNov 23, 2016 · Amount on Record
Prior SaleDec 12, 2008 · Amount on Record
Deed Document Number201624133
Deed Book / Page2246 / 1762
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAVIDSON NC
Recording DateAug 18, 2026
Property Address445 WATKINS RD, DENTON, NC 27239-6624
Document Number0000016105
Book / Page2773 / 502
Instrument DateAug 12, 2026
Instrument202616105
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 WATKINS RD, DENTON, NC 27239-6624

Mortgage

Document Number0000016105,
DateAug 18, 2026
Book Page2773/502
Instrument202616105
Lender
NameHOMETRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 25, 2051
Interest
Rate TypeAdjustable Rate
Rate6.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDavidson County
Unified School DistrictDavidson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,934.00 (+6.44%)$275,410 (-)$275,410 (-) Land $150,000 Building $125,410
2025$1,817.00 (+4.73%)$275,410 (-)$275,410 (-) Land $150,000 Building $125,410
2023$1,735.00$275,410$275,410 Land $150,000 Building $125,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHANDY SANITARY DISTRICT
serves 9,548 people · EPA ID NC0229035
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watkins Rd

Nearby Streets

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