445 Waters Edge Dr, Penhook, VA 24137 Property Records

Pittsylvania County property record for 445 Waters Edge Dr, Penhook, VA 24137

Property Summary

Property TypeManufactured or Modular Home
Details4 bd · 2 ba · 2,304 sqft · built 2019
Lot Size42 acres (1,829,520 sqft)
Owner2 Individual Names on Record
Tax Bill$2,500 (2026)
Deeds & MortgagesApr 2020 Line of Credit
Oct 2019 Construction Loan
Flood ZoneZone X (minimal risk)
APN1562-06-5258

Property Details

APN / Parcel Number

Primary APN1562-06-5258
Alternative APN
  • 142773

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area2,304 sqft Living Area
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area1,829,520 sqft (42 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceWell

Location & Zoning

Account Number142773
Street Address445 WATERS EDGE DR
CityPENHOOK
StateVA
Zip24137-5014
Property CategoryResidential
Property TypeResidential > Prefabricated > Manufactured or Modular Home
Local Zoning CodeA-1
Legal DescriptionST RD 610 42.00 AC
JurisdictionPITTSYLVANIA VA
Township / Civil DivisionCALLANDS-GRETNA
Census Block Group3
Census Block3059
Census Tract10302

Owner

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address445 WATERS EDGE DR, PENHOOK, VA 24137-5014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2020Deed of Trust, Mortgage · Line of Credit
FARM CREDIT OF THE VIRGINIAS ACA
Oct 28, 2019Intrafamily Transfer, Transfer · Construction Mortgage
THE FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 25, 2019
Transfer Doc0000005237
Record UpdatedSep 20, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPITTSYLVANIA VA
Property Address445 WATERS EDGE DR, PENHOOK, VA 24137-5014
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200001646
DateApr 13, 2020
Instrument200001646
Lender
NameFARM CREDIT OF THE VIRGINIAS ACA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPITTSYLVANIA VA
Recording DateOct 28, 2019
Property Address445 WATERS EDGE DR, PENHOOK, VA 24137-5014
Document Number190005237
Instrument DateOct 25, 2019
Instrument190005237
Transaction TypeTransfer
Record UpdatedJul 9, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address89969 BIRCH CREEK RD 19, 19, KEELING, VA 24566

Mortgage

Document Number190005238
DateOct 28, 2019
Instrument190005238
Lender
NameTHE FIRST BANK AND TRUST COMPANY
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyPittsylvania County
Unified School DistrictPittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,500.00 (+0.04%)$539,100 (+42.17%) Land $195,500 Building $343,600$539,100 (+42.17%) Land $195,500 Building $343,600
2025$2,499.00
2022$379,200 Land $195,500 Building $183,700$379,200 Land $195,500 Building $183,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable
1,000 / 50

May also be available: RiverStreet Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waters Edge Dr

Nearby Streets

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