Miami-Dade County property record for 445 Warren Ln, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,315 sqft · built 2004 |
| Lot Size | 0.175 acres (7,633 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $4,350,000 (Apr 2023) |
| Tax Bill | $59,193 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Feb 2021 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-004-0290 |
| Primary APN | 24-4232-004-0290 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 4,315 sqft Living Area |
| Gross Area | 5,334 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Lot Area | 7,633 sqft (0.175 acres) |
| Lot Dimensions | 100 ft deep x 76.3 ft wide |
| Patio Area | 200 sqft |
| Street Address | 445 WARREN LN |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TROPICAL ISLE HOMES SUB 1ST ADDN PB 50-72 LOT 13BLK 4 LOT SIZE 76.330 X 100 OR 18862-0193 1199 1 COC 23255-2118 03 2005 1 |
| Legal Range | 42E |
| Legal Township | 54S |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB 1ST ADDN |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 4602 |
Source: Miami-Dade County records · APN 24-4232-004-0290
Assessment roll updated July 21, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 445 WARREN LN, KEY BISCAYNE, FL 33149-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Apr 06, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 05, 2021 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 20, 2018 | Warranty Deed, Transfer IBERIABANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2023 · Amount on Record |
| Deed Sale | Apr 06, 2023 · Amount on Record |
| Prior Sale | Feb 05, 2021 · Amount on Record |
| Deed Document Number | 2023230653 |
| Deed Book / Page | 33653 / 4521 |
| Last Transfer Date | Apr 07, 2025 |
| Transfer Doc | 0000281402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Apr 06, 2023 |
| Property Address | 445 WARREN LN, KEY BISCAYNE, FL 33149-1824 |
| Document Number | 0000230653 |
| Book / Page | 33653 / 4521 |
| Map Reference | MB 50 PG 72 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023R0230653 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 777 BRICKELL AVE # AVE500-49, AVE500-49, MIAMI, FL 33131-2809 |
| Name | Verified Name |
|---|---|
| Address | 445 WARREN LN, KEY BISCAYNE, FL 33149-1824 |
| Document Number | 0000004523 |
|---|---|
| Date | Apr 06, 2023 |
| Instrument | 33653/4523 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Apr 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10% |
| Index | Other |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Feb 05, 2021 |
| Property Address | 445 WARREN LN, KEY BISCAYNE, FL 33149-1824 |
| Document Number | 0000094815 |
| Book / Page | 32336 / 2089 |
| Map Reference | MB 50 PG 72 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 2021R0094815 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $15,870.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 WARREN LN, KEY BISCAYNE, FL 33149-1824 |
| Name | Verified Name |
|---|---|
| Address | 777 BRICKELL AVE # 500-49, 500, MIAMI, FL 33131-2803 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DADE FL |
| Recording Date | Sep 20, 2018 |
| Property Address | 445 WARREN LN, KEY BISCAYNE, FL 33149-1824 |
| Document Number | 0000576755 |
| Book / Page | 031150 / 001667 |
| Instrument Date | Sep 04, 2018 |
| Instrument | 576755 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 445 WARREN LN KEY BISCAYNE FL 331491824, KEY BISCAYNE, FL 33149-1824 |
| Document Number | 576757 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | 031150/001671 |
| Instrument | 576757 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | PO BOX 12440, NEW IBERIA, LA 70562-2440 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
Source: Miami-Dade County records · Assessment roll updated July 21, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $59,193.00 (+38.29%) | $3,762,067 (+39.12%) | $3,862,915 (+42.85%) Land $1,984,580 Building $1,878,335 |
| 2023 | $42,805.00 (+13.18%) | $2,704,184 (+17.2%) Land $1,755,590 Building $948,594 | $2,704,184 (+17.2%) Land $1,755,590 Building $948,594 |
| 2022 | $37,821.00 | $2,307,386 Land $1,347,224 Building $960,162 | $2,307,386 Land $1,347,224 Building $960,162 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120860046023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 489 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 548 units insured incl. 59 condo units |
| Nearby Flood Claims | 790 (1979–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 533 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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