Norfolk City property record for 445 Warner Cir, Norfolk, VA 23509
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,038 sqft · built 1952 |
| Lot Size | 0.227 acres (9,875 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Mar 2005) |
| Tax Bill | $4,585 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Oct 2019 Mortgage + 1 more |
| APN | 10018500 |
| Primary APN | 10018500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,875 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 85 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 445 WARNER CIR |
|---|---|
| City | NORFOLK |
| State | VA |
| Zip | 23509-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 26 BLK 2 PART 2 ROLAND PK SEC 3 |
| Legal Subdivision | ROLAND PARK |
| Legal Block | 2 |
| Jurisdiction | NORFOLK CITY VA |
| Township / Civil Division | NORFOLK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2000 |
445 Warner Cir is owned and occupied by two individuals who bought it in March 2005.
Source: Norfolk City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 445 WARNER CIR, NORFOLK, VA 23509-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2018 | Deed of Trust, Mortgage · VA Mortgage BBMC MORTGAGE |
| Oct 3, 2019 | Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING INC |
| Jun 10, 2021 | Deed of Trust, Mortgage · VA Mortgage NPC INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2005 · Amount on File |
| Deed Sale | Mar 25, 2005 · Amount on File |
| Deed Document Number | 200512133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 445 WARNER CIR, NORFOLK, VA 23509-1630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | TIMIOS TITLE INC, TIMIOS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0180013123 |
|---|---|
| Date | Jun 28, 2018 |
| Instrument | 180013123 |
| Name | BBMC MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 445 WARNER CIR, NORFOLK, VA 23509-1630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190019563 |
|---|---|
| Date | Oct 3, 2019 |
| Instrument | 190019563 |
| Name | SYNERGY ONE LENDING INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 297 Months |
| Due | Jul 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORFOLK CITY VA |
| Property Address | 445 WARNER CIR, NORFOLK, VA 23509-1630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0210017866 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 210017866 |
| Name | NPC INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
The 2026 property tax bill for 445 Warner Cir was $4,585, down 0.2% from the year before.
Source: Norfolk City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Norfolk City |
| Unified School District | Norfolk City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,585.00 (-0.22%) | $366,800 (-1.82%) Land $115,000 Building $251,800 | $366,800 (-1.82%) Land $115,000 Building $251,800 |
| 2025 | $4,595.00 | $373,600 Land $115,000 Building $258,600 | $373,600 Land $115,000 Building $258,600 |
| 2023 | $4,037.00 | $323,000 Land $109,500 Building $213,500 | $323,000 Land $109,500 Building $213,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 445 Warner Cir; there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 3 (1979–2016) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Warner Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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