445 Walnut Ln, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 445 Walnut Ln, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,406 sqft · built 1964
Lot Size	0.336 acres (14,630 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Dec 2013)
Tax Bill	$3,870 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-11702-06-050`

Property Details

APN / Parcel Number

Primary APN	`01-11702-06-050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,406 sqft Living Area
Gross Area	1,906 sqft
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1978
Architectural Style	Split Level
Construction Type	Wood
Lot Area	14,630 sqft (0.336 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	445 WALNUT LN
City	SAINT PAUL
State	MN
Zip	55124-9390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	APPLE VALLEY 3RD ADDITION 5 6
Legal Subdivision	APPLE VALLEY 3RD ADDITION
Legal Block	6
Legal Lot Number	50
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	1
Census Block	1003
Census Tract	60811

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	445 WALNUT LN, SAINT PAUL, MN 55124-9390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit BELL BANK
Oct 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2013 · Amount on Record
Deed Sale	Dec 11, 2013 · Amount on Record
Prior Sale	Oct 25, 2013 · Amount on Record
Deed Document Number	2013726119
Prior Transfer Date	Oct 9, 2013
Prior Transfer Doc	0000724234
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	445 WALNUT LN, APPLE VALLEY, MN 55124-9390
Transaction Type	Mortgage
Record Updated	Oct 13, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WALNUT LN, APPLE VALLEY, MN 55124-9390

Mortgage

Document Number	0000897613
Date	Oct 2, 2025
Instrument	897613

Lender

Name	BELL BANK
Type	Bank
Address	MINNEAPOLIS, MN 55416

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	17 Months
Due	Mar 26, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	445 WALNUT LN, APPLE VALLEY, MN 55124-9390
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000798607
Date	Oct 24, 2018
Instrument	798607

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	445 WALNUT LN, APPLE VALLEY, MN 55124-9390
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000836525
Date	Jan 26, 2021
Instrument	836525

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,870.00	$322,100 Land $90,300 Building $231,800	$322,100 Land $90,300 Building $231,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Xfinity.

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