445 Wagner Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 445 Wagner Ave, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,973 sqft · built 1960
Lot Size0.149 acres (6,490 sqft)
OwnerIndividual Name on File
Last Sale$695,000 (Jan 2023)
Tax Bill$9,249 (2025)
Deeds & MortgagesJun 2023 Mortgage
Jan 2023 Sale & Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN019-122-20

Property Details

APN / Parcel Number

Primary APN019-122-20
Alternative APN
  • 019-122-20-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,973 sqft Living Area
Gross Area2,435 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1980
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area6,490 sqft (0.149 acres)
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address445 WAGNER AVE
CityWATSONVILLE
StateCA
Zip95076-2821
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 155 LOT 24
Legal SubdivisionGLEMAR 05
Legal Tract155
Legal Lot Number24
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2001
Census Tract110202

Owner

Source: Santa Cruz County records · APN 019-122-20

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address445 WAGNER AVE, WATSONVILLE, CA 95076-2821
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 31, 2023Grant Deed, Construction Loan · Construction Mortgage
ZINCE FINANCIAL INC
Jun 18, 2020Court-Ordered Deed, Foreclosure
WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO
Apr 12, 2019Quit Claim Deed
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2023 · Amount on Record
Deed SaleJan 31, 2023 · Amount on Record
Prior SaleJun 18, 2020 · Amount on Record
Deed Document Number20231683
Prior Transfer DateJan 28, 1998
Prior Transfer Doc0000004541
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address445 WAGNER AVE, WATSONVILLE, CA 95076-2821
Transaction TypeMortgage
Record UpdatedJun 21, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 WAGNER AVE, WATSONVILLE, CA 95076-2821

Mortgage

Document Number0000010067
DateJun 07, 2023
Instrument2023-0010067
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

January 2023: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateJan 31, 2023
Property Address445 WAGNER AVE, WATSONVILLE, CA 95076-2821
Document Number0000001683
Map ReferenceMB 33 MAP 47
Instrument DateJan 18, 2023
Instrument2023-0001683
Transaction TypeConstruction Loan
Record UpdatedFeb 22, 2023
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$764.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address445 WAGNER AVE, WATSONVILLE, CA 95076-2821

Mortgage

Document Number0000001684
DateJan 31, 2023
Instrument2023-0001684
Lender
NameZINCE FINANCIAL INC
TypeLending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term10 Months
DueNov 01, 2023

June 2020: Court-Ordered Deed, Foreclosure

Document TypeCourt-Ordered Deed
JurisdictionSANTA CRUZ CA
Recording DateJun 18, 2020
Property Address445 WAGNER AVE, WATSONVILLE, CA 95076-2821
Document Number0000021604
Instrument DateJun 16, 2020
Instrument21604
Transaction TypeForeclosure
Record UpdatedJul 02, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

AmountAmount Recorded
Tax$509.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address200 BUSINESS PARK DR #103 ARMONK NY 105041751, 103, ARMONK, NY 10504-1751
InvestorPossibly a Property Investor

April 2019: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 12, 2019
Property Address445 WAGNER AVE, WATSONVILLE, CA 95076-2821
Document Number0000009235
Instrument DateApr 02, 2019
Instrument9235
Record UpdatedApr 24, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address445 WAGNER AVE WATSONVILLE CA 950762821, WATSONVILLE, CA 95076-2821

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$737,540 (+2%) Land $442,524 Building $295,016
2025$9,249.00 (+25.56%)$723,078 (+14.65%) Land $433,847 Building $289,231
2023$7,366.00 (-32.72%) Homeowner's exemption$630,707 Land $420,471 Building $210,236$612,090
2022$10,948.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871102022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 512 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

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