445 Wade Rd, Crofton, KY 42217 Property Records

Christian County property record for 445 Wade Rd, Crofton, KY 42217

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,412 sqft · built 1972
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$988 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`151-00 00 043.00`

Property Details

APN / Parcel Number

Primary APN	`151-00 00 043.00`
Alternative APN	`506165001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,412 sqft Heated Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Detached
Garage Area	720 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating Fuel	Electric

Location & Zoning

Account Number	506165001
Street Address	445 WADE RD
City	CROFTON
State	KY
Zip	42217-7228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	445 WADE RD
Jurisdiction	CHRISTIAN KY
Township / Civil Division	CROFTON
Census Block Group	2
Census Block	2033
Census Tract	201100

Owner

Source: Christian County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	445 WADE RD, CROFTON, KY 42217-7228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage FORTERA CREDIT UNION
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit FORTERA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022
Deed Sale	Mar 8, 2022
Prior Sale	Jul 2, 2012 · Amount on Record
Deed Document Number	202210030383
Deed Book / Page	787 / 619
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN KY
Property Address	445 WADE RD, CROFTON, KY 42217-7228
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017970050
Date	Aug 29, 2023
Book Page	1797/50
Instrument	10047311

Lender

Name	FORTERA CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	122 Months
Due	Oct 1, 2033

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN KY
Property Address	445 WADE RD, CROFTON, KY 42217-7228
Document Number	0015100166
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 WADE RD CROFTON KY 422177228, CROFTON, KY 42217-7228

Mortgage

Document Number	0015100166
Date	Mar 22, 2018
Book Page	001510/000166
Instrument	1819

Lender

Name	FORTERA CU
Address	CLARKSVILLE, TN 37040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Christian County
Unified School District	Christian County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (-6.26%)	$120,000 (-5%)	$120,000 (-5%)
2023	$1,054.00	$240,000	$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHRISTIAN CO WATER DISTRICT serves 17,248 people · EPA ID KY0240521
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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